fuzzgun19
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Everything posted by fuzzgun19
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Why has this thread been merged with one from 2008?? Two separate issues. please can it be un-merged?
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I don't know how to do pdf. It's still readable if you click on the thumbnail.
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The latest letter.
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Thanks. Letter sent 6th Feb.
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Is there any updates on this please? I've just sent my 1st letter to LW's asking for charges back.
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I never actually got round to doing any of this. Is the above letter still good to go (and updated spreadsheet) please?
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Thanks. Sent the letter and postal order (cost £1.50 :o ). Received a letter back saying they are requesting the info From BC and will get back to me.
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Thanks, is it this letter please? [removed]- dx
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If I send a CCA to Cabot and they can't provide one, what happens then.. is it unenforceable?
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You could be right there DX. The card was opened 1998. Agreement started 2001 until payments stopped 2009. I have not sent a CCA to Cabot. They did say in a letter that Barclaycard were unable to supply statements, so doubt they will have a CA.
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Thanks for the advice andyorch
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So, am I correct that Barclaycard should have defaulted earlier? If I just ignore them, I assume they will carry on pestering me for payment.. what would then happen?
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It is not causing me any problems at present although Cabot are now pestering me for payment, I had hoped I could pick them up on this and delay their pestering and also cause them some extra work.
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Yes, this is my question. I'm wondering whether to challenge this with the DCA and argue Barclaycard was wrong with their default date. I wrote to Cabot disputing the default date, and also asking for a historic detailed statement, but Cabot wrote back stating: Barclaycard sent me a formal demand Aug 2010 (I didn't know about this as I had moved and didn't inform them). As no response, default was registered Sept 2010. Account sold to Cabot Dec 2010. They also confirmed my last payment was May 2009.
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It is for Barclaycard. I had an arrangement with them then payments stopped in May 2009, sold to a dca but they are saying Barclays put a default date of sept 2010.
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How long after non payment on a credit card can a default be applied on credit files?
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After following advice on another forum, I've been exchanging emails with BC. I had another knock back, then remembered I had a pre med condition that I didn't realise would affect the PPI. After emailing and telling them about this, they have upheld my complaint. They have stated I will get just under £400 within 45 days. The letter states I have to pay tax on the 8%.. is this normal?
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A letter has arrived saying after they've considered my extra evidence, they have found no evidence of mis-sale, and are sticking to their first final response.
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Ok, so should I be doing anything? I noticed today, there is already a 'Barclays Bank Plc Nc - Anti-Money Laundering' search on one of the credit reference agencies.
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Really.. thought it was just them messing me about! Did they say they would use a credit check to verify your neighbours address?
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Yes, but the annoying part is I sent them a letter ages ago stating my old address and telling them my new address.
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Getting rather sick of this. I've had a letter from them today saying (yet again) that my address details don't match their records, and they are going to do a credit check to establish my address. I've drafted this letter -
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PPI Providian credit card
fuzzgun19 replied to fuzzgun19's topic in Payment Protection Insurance (PPI)
Ok, can anyone tell me how I go about taking this to FOS? -
Is there a template letter to use for claiming card protection?
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I'd like to try claiming 'card protection' on a Barclaycard from c1999. Is there a template letter anywhere.. I can't find one in the library?
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