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slimliz30

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Everything posted by slimliz30

  1. hi thank you, I paid for all the items on my debit card so will this be the same thanks
  2. hi bought a kitchen from b&q and my friend used his tradepoint card for me to get a discount... ..I have had endless problems returning cupboards more than twice for some. .items arrived not wanted damaged items.. ...they came around and measured my kitchen. .they could not even get that right.. their manager has said to apply for compensation but have heard that as through tradepoint I have no consumer rights. .is this correct ..thanks paul
  3. HI ALL,..what is the best figure to use TCR.. STANDING CHARGE ..KW RATE.....when you do a comparison..i have a pre payment meter and want to change but the figures are pretty confusing...cheers paul
  4. hi I am 55 this year and not sure what I need to do...I opted out of serps when it very 1st stated late 70's I believe..I carried on receiving top ups from my national insurance until I started working for royal mail from 2003 when these NI contributions stopped.....what effect will this have on my state pension and can I withdraw a lump sum from this or not..i hope you understand what im trying to say..cheers paul
  5. hi and big thank you to " fkofilee " for the advice to email mr dyson, they ( a mr Richard brown from the executive office ) spoke to me today and have offered me a full £50.00 refund to cover the over charge and he was brilliant the way he handled it unlike the shoddy customee services...thank you once again..paul
  6. thank you have sent an email to mr dyson so with luck he will contact us...paul
  7. not suer when we spoke to them they said something about 10p per something
  8. hi all my daughter has a ipad contract with 3...she had this for 2 years never missed a payment..she phoned 3 up and they offered her another year for £5.00 a month which she accepted and now 6 months into this..she has never failed a payment..this month 3 took £50.00 on top of the £5.00 because she used 436mb ( less than 1/2 a gig )..of data..this is well over the top..we phoned them and after a heated exchange they offered to reduce this to £29..99 which we refused...what am I able to do can I cancel and is the amount excessive..cheers paul
  9. hi found this on love money website can i assume this is correct...thanks Right to buy Right to buy transactions are where a public sector body (such as a local housing authority) sells a property at a discount. These are most associated with Margaret Thatcher’s tenure as Prime Minister though they are still available today. What’s more, Stamp Duty relief is available on right to buy deals. Any Stamp Duty will be calculated on the discounted price you pay for the property, rather than the market value of the property
  10. Hi all,just wandering if the right to buy on my house value 175000 where I get 100000 from the council as a right to buy...what figure is used for stamp duty.....the 175000 or 75000 after the right to buy of 100000 "...hope you understand this...tks
  11. i belive this was from bank charges refunded...but do not know if correct
  12. hi all sorry need some help...trying to get a mortgage in 2 weeks time and had credit report from experian...came out fair...it is showing from barclays... BARCLAYS BANK PLC ... Bank Default Satisfied 11/09/2011 from 2008.........tried to download there letter template asking why this is still showing as default but is satisfied,,,,can i get this removed..thanks...paul
  13. hi thanks...they said get an inspection but will have to pay the costs..i have checked on the hp site and it says warranty expired 4th jan...how do i go about with soga and trying to enforce it. ( without them fobbing me off ).what should i say..and how do i get my inspection money back..thanks again also is my argument with hp or currys
  14. hi all. my daughter bought a hp laptop from currys. ..in christmas 2011. .so about 3 weeks out of warrant, went down to their store and with no qualms they said it was a manufacturer's problem and not there's.... ..the problem was a cracked screen in the pixels. ..not on the main screen... ..cannot see a thing. .this was not dropped or anything else. ...quoted the sales of goods act to no avail. .said i had to get a independant look at the laptop then go for HP.... ..and not curry's problem.. .also they did not even bother to look at the laptop.. ..any help and advice will be great.. .never done this before. ..thanks
  15. hi all.just a query and advice... .i missed an insurance montly payment, my fault for getting the wrong date..... .my query is.. .when they applied for the payment from Lloyds this was instantly rejected and was charged £20.00 from lloyds for the missed payment.. .however when i do the same with my other direct debits which i miss .. i get until 3.00 pm in the afternoon to put money into the acount to avoid charges... ...that is all other direct debits... ..so my point.. ..why is it always car insurance direct debits that are instantly refused... ..but not others.. .strange or not
  16. my daughter started an apprentiship in oct 2011...she had endless problems there from a very racist owner....she left in dec 2011 and the owner refused to pay her the 2 weeks pay she was entitled to as she had worked this.....it is now january 2012 and still no pay...her apprentiship " FUSHION " keep on saying to her they are dealing with it but still no joy..the apprentiship are being very evasive and dont seem to want to help...can anyone give me legal advise and any letter templates can we use...thanks paul
  17. hi all.just a query and advice... .i missed an insurance montly payment, my fault for getting the wrong date..... .my query is.. .when they applied for the payment from lloyds this was instantly rejected and was charged £20.00 from lloyds for the missed payment.. .however when i do the same with my other direct debits which i miss .. i get until 3.00 pm in the afternoon to put money into the acount to avoid charges... ...that is all other direct debits... ..so my point.. ..why is it always car insurance direct debits that are instantly refused... ..but not others.. .strange or not !!!!!!
  18. everything now all ok..got my money back and an apology..thanks e1 for your advice...
  19. hi rumbler,i did have the receipt and was told this by a member of staff..i should have asked someone higher...paul
  20. hi bankfodder.you are also dealing with another thread for me about half a refund....it is once again New Look at lakeside shopping centre..and total £30.00...thanks paul
  21. hi,thanks for all your effort with this..the store in question is lakeside shopping centre in thurrock..have also started another thread about being charged twice for the same items at the same store last week...thanks again all...paul...
  22. hi e1 went to new look and my wife paid for some goods..tha cashierthen said it did not go through and had to re-enter details..when i checked our bank statement we had been charged twice.....they said when i phoned them to come into lakeside and they will refund it...my question is...i now have to pay petrol and twice through the dartford tolls...total £8.00..can i claimb this back as there mistake..thanks paul
  23. hi,this might have been asked before.....i bought a dress from new look for £29.99 but it was faulty..so returned it a week later..they said it was now in there sale and was 50% less so that was what they offered me as a cash refund.......is that correct and legal...i wanted what i paid for it refunded.....thanks paul
  24. hi e1...guess what...yep...had a phone call from moorcroft last night....ah..the fun has started again.....just refused to answerthere so called security questions...dont they get the hump quickly...emailed t mobile AGAIN...have now sent relevant letters......paul
  25. now what do i do with my time.....oh well back to loose womaen...thanks foryou radvice Bazooka and everyone else..,,,Or will there be a twist in the tail...who knows....
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