notified a week after moved in feb 18 thats what i thought. will get that done as soon as i can locate the 3 liner defense... that you all for you input, a real big help. cheers Lets 2 defenses now submitted going to go through the paperwork with her now to try for the set asides....

claim 1, ticket march 2018 after moved filed at old address default judgment obtained oct 2018 Claim 2 filed 3/12 18 AOS was done 10/12/18 no defence filed to date claim 3 filed 29/11/18 AOS was done 10/1218 no defence filed judgment obtained by default claim 4 filed 04/12/18 AOS again 10/12/18 no defence filed to date claim 5 filed 29/11/18 AOS done 10/12/18 no defence filed judgement by default the person in question has all sorts of health issues and she has a child with additional needs to, the stress of these all lead to not filing any defenes, is it worth getting these set aside on the basis of health and also not receiving correct paperwork as well as not receiving any notices to owner or tickets . ...if she had one ticket she would have changed her place of parking ... your thoughts please, many thanks Lets

so is we DX only taken 18 days to get it sorted, many thanks for the support

my post of 11th was incorrect not finally sorted, well until today anyway, i had to go get card from shop, they gave me one put code in machine to activate the card and the code was not accepted. went back home phoned them, no joy office closed, waited till next day by which point we ran out of gas, by this point had an email to say ovo had taken over economy, i phoned them, they gave me a code to get a key for electric and said the key will have £25 credit to cover the credit i lost with economy, gave me a code for the gas, the card was collected from a specific shop, got home card not working phoned them yesterday ( out of gas at this point) they sent engineer to put credit on meter, gave us a code to collect gas card and also reimbursed us for the gas we lost with economy... card picked up today everything now working and we have good credit on both meters … .thanks guys

Hi All through the years I have been able to follow great advise from here and have managed to put to bed a number of private parking tickets for quite a few people as a hobby, the last where two tickets for a lady who parked in her own complex. Ttoday I have been faced with a new challenge. a friend came to me and said i dont know what to do, I have this lot.. there were a number of letters asking for payment for a parking charge, a couple of letters that gave notice of claim and 4 claim forms. having registered all of the claims online we find that 2 have got default judgements and the other 2 are judgment pending. all of which are from BW legal and are all for parking at a specific Total Parking Solutions site. i am assured that all the paperwork is there and what i have been given is all that she has received, there are no notices to keeper and other debt letters. one letter relating to one of the CCJs just gives notice that a claim has been issued, there is no other paperwork. one letter gives notice of claim issued and gives a ticket reference but that does not relate to the claim that had been issued , dates and times match. i managed to get her to look at her credit file, where there is another CCJ issued in Oct 18 my guess it is for the same thing, but that was issued at her old address, even though she been in her current address for over year. any thought to help me pick through this mess would be fab.. thank you all

Many thanks for the changes DX have them in me diary ready to do letters for cpr and cca have been sent today too

Finally sorted me thinks, phoned Ofgem, was transfered to CAB who then said they have a couple of working numbers for Economy, 10 mins later Economy phoned with the codes i need to go to local paypoint to get key and card......therefore if anyone is in the same boat be worth following that route to get to speak to Economy

that i do not know, but just tried Ofgem and transfered through to CAB

Name of the Claimant Lowell Portfolio 1 Ltd Date of issue – 07/01/2019 date to acknowledge 25/01/2019 date to submit defence – 08/02/2019 Particulars of Claim 1.The claim is for the sum of £310, due by the defendant under an agreement regulated by the consumer credit act 1974, for a SD account. An account with reference of …… 2.The defendant failed to maintain contractual payments required by the agreement and a default notice was served under s.87(1)under the consumer credit act 1974. Which has not been complied with. 3.The debt was legally assigned to the claimant on 27.01.2017, notice of which has been given to the defendant. 4.The claim includes statutory interest under s.69 of the county courts act 1984 at the rate of 8% per annum from the date of assignment to the date of the issue of these proceedings the sum of £26 the claimant claims the sum of £340 Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ?NO What is the total value of the claim? £420 Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Catalogue When did you enter into the original agreement before or after April 2007 ? After Is the debt showing on your credit reference files (Experian/Equifax /Etc...) yes to lowell Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Debt purchaser Were you aware the account had been assigned – did you receive a Notice of Assignment? No Did you receive a Default Notice from the original creditor? No Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? No Why did you cease payments? redundant What was the date of your last payment? cant remember will see if its on bank statemewnt Was there a dispute with the original creditor that remains unresolved? no Did you communicate any financial problems to the original creditor and make any attempt to enter into a dmp - Yes and no ….......... received a claim form yesterday, have acknowledged service. just about to do letters to creditor and solicitors will keep you all updated as i go

when the meter compliance chap came round, he confirmed it was sse that did the Bypass and that Economy would be getting the full bill for everything... unfortunately tried that then just ended up in a long queue with CAB, so will try again today. thank you, will go up there today and see if i can get a card to do gas at least. thank you all for your responses, will let you know how i get on ...cheers

We are on pay as you go both gas and electric and until the meters packed up electric on 31st Dec and then the gas on monday. everything was ok. the electric meter packing up left us with no electric at all and because EE were having their break they thought it would be a good idea not to have an emergency number.. I ended up speaking to SSE who came out 30 mins later to check the power into the house as they said just in case its a fault their side. it wasn't, it was a faulty meter, SSE electrician got authority to bypass meter. we then spent from 2nd jan to Tuesday 8th trying to get the meter sorted. it was changed on the 8th after they reported us to SSE for unauthorised meter bypass, which wasn't the case, the meter was changed for a key meter. the gas meter packed up on Monday this week, and after lots of phone calls, they sent someone to change the meter on tuesday. that was changed for a card meter. no card left and no key left. now EE have gone to the wall, and ofgem who`s advise is to stay put until they change us over, but where does that leave us without any means to top up our gas or electric.. .anyone have any suggestions have tried ofgem on their Facebook page but still waiting for a response...… .thank you

thank you both for your comments. at the moment we are already paying 260 every 4 weeks out of our benefits with another 60 every 4 weeks for council tax..so 320 of benefits go on housing costs ....best bit is ...when you get a letter from DWP saying what your entitlement is the letter states...this is what the government say you need to live on every week ...yet take it away in the next.

in a few days time we will no longer be entitled to mortgage interest payments, instead what the DWP was paying in mortgage interest payments will continue to be paid however like a load of other people we will have to pay this back with interest, and on top of that our property will be subjected to a charging order. our mortgage interest payment does not even reach £150 every 4 weeks. yet we get stuffed for having our own house, by the way i was in full time employment until health deteriorated and could no longer work. my question is ...how come we have to pay the interest payment back with interest when there are lots more people on benifits who have larger rents that get paid and they dont have to pay that back. seems like those who where working and doing their best and have their own homes gets penilised for having it.

did your brother leave the shop with items, if he didnt then they cant stop him for shoplifting until he actually went out of the store.

sure will ....mind i might just pop down tomorrow and park there again to get them

cheers for that EricsBrother. I have tried to search and cant locate anything on the bylaws..... so today after not having a response from Wightlink i phoned them, after 15 minute wait the phone got answered and i enquired as to the bylaws and was told my email was forwarded to the pier and they are waiting for them to respond...this might take some time as there are "hundreds of Bylaws for the pier" was told i will "Just have to Wait"

will be interesting to see how long it will take them to issue papers if they do decide to go that way. I emailed Wightlink asking for a copy of the bylaws, and so far not had a response, although their contact us page states " all inquiries will be answered within 24 hours" will be chasing that up tomorrow

Many thanks for the inf Eric, I will be trying to get a copy of the bylaws to see what they have to say. the sign going onto the pier says penalty charge, and the sign by the machine say excess charge.

1 The date of infringement? 2.2.2018 2 Have you yet appealed to the parking company yet? [Y/N?] no have you received a Notice To Keeper? (NTK) [must be received by you between 29-56 days] what date is on it 7.3.2018 received on 12th Did the NTK provide photographic evidence? no 3 Did the NTK mention Schedule 4 of the Protection of Freedoms Act 2012 (PoFA) [Y/N?] yes please see letter 4 If you appealed after receiving the NTK, did the parking company give you any information regarding the further appeals process? not appealed yet [it is well known that parking companies will reject any appeal whatever the circumstances] 5 Who is the parking company? LPS 6. where exactly [Carpark name and town] did you park? Ryde Pier, Ryde Thank you all for your responses, Ryde Pier is owned by Wightlink, there is also a train service that runs to the end of the pier, the company is Island Line/south western railways yes right down the far end was parked in disabled bay - with badge displayed i have just noticed that on the big sign it does state that "Vehicles not adhering to the above rules are are subject to Penalty Notice as advertised in the Ryde Pier Bylaws." "the sign by the machine says £85 excess charge"

Hi All having not had dealings with this company LPS Ltd and not finding much on the forum about them i am looking at some advise please on where to go with this one. windscreen ticket issued 2.2.18 for exceeding time allowed after expiry of purchased ticket. i ignored the ticket and waited for NTK which arrived 12.3.18. any ideas please o which way to proceed with this one, i have attached NTK minuss personals and also pdf with Photos. many thanks Lets signs.pdf lps 1.pdf

thank you Guys for the responses. I will get the copy of the defense then upload and let you know what was what.

Today, was a day where I was in Court with a friend who had two parking tickets to contest. UK Car Park Management Sent a Local Solicitor. both of the tickets were for UK Car Park Management both obtained on different days. one was originally set aside following after failing to submit a defence on time, at that time the case was set aside, the judge said UKCPM are known for not paying fees or turning up. A phone call was placed to the court last week to be told that UKCPM hadnt paid their court fee for one of the claims and as a result, the case was struck out, Well at least we thought, it turned out Gladsones phoned this morning and paid the court fee, and the case was allowed to be heard.....1 nil to UKCPM. Pofa was used as part of the defence and who was driving Judge concluded that the defendant was the driver and that POFA 2012 was not relevent ......2 Nill to UKCPM Signage - the claimants witness statment showed a google earth pic of the area and yellow dots where put where the signs were. 5 in total, the defendant showed photos of just the one sign ( which was high up) and across a path, meaning the driver had to get out of the car to read it.. .also showed where there was no signs that the claimants said there was..... JUdge ruled saying the one sign was adequate. .....3 nil to UKCPM tenacy agreement produced by defendant showing that there was no mention of the need to display permits, Judge dismissed this piece of evidence as it said the resident must park in a designated space. ..........4 nil to UKCPM Roache v Loake, the judge allowed that piece of evidence from claimants saying it is relevant same as the beavis case with regards to parking on private land, even though Beavis was about the fee and pay and display....................6 nil to UKCPM the argument that the LBC did not comply was also argued but the judge said as the LBC was issued before september 2017 the argument could not be used as the new rules didnt apply at the time the LBC was issued ............ 7 Nil to UKCPM in all the judge pretty much decided before the case to grant UKCPM a win the defendant has 21 days to submit new evidence with regards to the second case and then the judge will do a paper ruling. even though no full particulars of claim has been received, not even by their solicitor any thoughts

my experience with lowell/vanquis, they passed on to solicitors, they eventually sent court papers, with the help of CAG , i filed a defence, their solicitors told me my defence was weak and urged me to settle for a reduced some, i declined and they never paid the court fee, it was evetually struck out, i received a few letters from solicitors over a few months then a letter sthey are dropping the court claim, lowell then wrote to advise they we writing the debt off, by this time it was well and truly status barred. they also had a further 2 credit card debts that they purchased, but have failed to pursue after getting nowhere with court. .. i also had ROP and i havent gone down the claim route yet hope that helps

we had a call from serco few days ago and the person who phoned us just told us exactly what was in the leaflet that we had received previously. we told them we wanted to see the paperwork and take advise before we said yes to accepting the loan, this morning the paperwork turned up. one thing that the person from serco said, was there may be a charge levied on the property, what they should have said was there will be a charge. one question i asked was, what does the 1.7% rate equates to as in the £ added to the loan, so far no-one knows

Hi All well Well what can I say, after the claim discontinued and not hearing anything from Cabot or their legals, I have now started to receive text messages and letters from them chasing this so called debt, would i be right i now saying it is status barred. cheers lets