Hi guys i came in yesterday to a letter from MMF and they say they say my file is no longer with them and they are no longer responsible for updating my credit file. The debt is now with BPO wuth an address in glasgow. Shall i send them the sane letter as above.

Ok thanks Il write up letter now and send off today. The strange thing is on my credit file there is no mention of Wage Day.

The original debt was with Wage Dat Advance and it was in September 2011. Is there anything. I can do at the moment?

Thank you

Hi guys can anyone give me an idea what to do with fictional mail order default.

Hello did anyone have any suggestions for me?

Thanks for your quick replies il check back tomorrow

Wage day only as 3 months left that's a total of £66. Also the default is listed as mail order. Is that relevant

Hi Everyone It's been a while since I've been on. But I'm looking for some help with motormile. I was in trouble with payday loans but with your help I'm nearly sorted. Except for wage day advance who sold my debt to motormile. I was turned down for my finance I checked my credit file and motormile have entered a default in December 2012 even though my debt was with wage day in 2011. Is there anything I can do to remove it. Any help will be greatly appreciated

They rang them claiming to be holding a letter for me. They said they were from DVSL my neighbour questioned how they got his number and they said they checked electoral register and got his name then used the phone book to contact him.

I will not be ringing them but where will i find this sb letter please.

Thanks for quick reply. What concerns me is that they will keep ringing my neighbour and i dont want them knowing my private business. Can u stop them ring my neighbour.?

Hi guys ive had invaluable help off this forum with my payday loans. But arrived home last night and my neighbour said they had received a call for me saying that this company were holding a letter. The company were calles DVSL. After some searching i find they were acting on behalf of capquest who started chasing for an old Egg debt from 2000. I havent acknowledged the debt as it i thought it was statute barred. Any ideas what i should do next? Ps i hope ive posted this in correct place Many thanks Bd

I pay via a standing order as i am in control of my money that way not them. Make sure u request their details and state you wabt to pay via standing. Also i know this is in many post get then ti confirm total outstanding and interest and charges are frozen.

Youre payment seems reasonable im paying 25 a month and that was nearly 600 owing.

Y dont you send them an I/E form you could always set your figures a little higher painting a picture that you are paying what u can afford.

I had success without bank statements. I only supplied I/E form and the set plan up within 24 hours

Hi kb2011 I have my own post on here and have askeda question aboutt credit resources regarding a pdl but no reply. How do you know when guests are watching posts as when i log in there is always some one viewing my posts.

Have u tried playing hard balk with them

They never asked me for i and e form and they set my payment at£25 a month. However Wage Day Advance did i supplied one i found this site. I didn't nane any creditors and i left an amount for myself each month and called it an emergency fund.

It is Pounds til Payday and they woukd not budge on a repayment plan. PDUK set up very easy and it was all via email i never spoke to them at all.

More help required pleasel Ive managed to set 3 repayment plans with Wonga , PDUK ,Wage Day advance, I still have outstanding Lending Stream and Pounds til Payday. BUt ive had an email from PTP saying my file as been passed to credit resource solutions i have googled them and they seem a very dodgy set up as anyone had dealings or advise me what to do next? As for Lending stream ive heard nothin no letters or calls and still not responding to emails so i am leaving them alone untill ive paid off 2 loans then attempting to contact them again help would be great.

Hi doubled123 i emailed Tarik again byt they are not budging. I did write on email to damelin that i got no response to any emails for 2 weeks. but thats all they come back with.

Hi sillygirl Thanks for the reply. My original loan was £600 not £500 as i mentioned earlier with interest it came to £780. They said i owed £1380 but i chalkenged them on this and they came down to 1039. But allowed me to pay over 2 years at 25 a minth for 1st year then inccrease payments in year 2. Shall i chalkenge their decisiin to get it down to the originl £780

No i defaulted first and then emailed a few times daily. Got no reply for over 2 weeks except automated responses. Then i emailed errol damelin who in turn had a Tarik Abdellah to contact me and a payment plan as been set up im paying £25/ month. Im an paying this via standing order.