That offer just about sums up BC's attitude to their customers.

Have a read of..... http://www.justice.gov.uk/civil/procrules_fin/pdf/parts/part31.pdf

Same for me using latest Firefox.

I believe that they have to send you a statement every six months. What have they done regarding the interest on this account?

Older threads often lose their ability to attract new postings. Why not start a new thread complete with eye catching title to rekindle the debate?

Thanks for that Andy.

Hi Andy I was under the impression that interest under section 69 of the County Courts Act 1984 couldn't be added [let alone backdated by 5 years] to a regulated credit agreement--have I got it wrong?

Bump!

Isn't it that the account endures? It's the agreement that has been terminated. Many of us have letters sent shortly after a faulty default notice informing us of the termination.8-)

or 5%-10% from a DCA

????????What happened????????????

Lexis--at the speed of light!! Too quick for me!!

Just right click on the title of your thread--copy location-and then paste wherever you want to. http://www.consumeractiongroup.co.uk/forum/showthread.php?276050-Advice-on-EGG-Loan-agreement-please!&highlight=Advice+on+Egg+loan+agreement+please%21

Mmmmmmm!! http://www.consumeractiongroup.co.uk/forum/showthread.php?209418 Oh!!!! pt2537 Royalties Account Holder Help the CAG!! Download our toolbar Cagger since Jan 2007 Posts 12,979 Re: Stephensons Solicitors If people are being directed to Solicitors throught he open forum then i would like to know where these recommendations are as i will remove them right away. I cannot recommend any particular law firm anyway, but even if i could, i would not recommend them as i have heard some real horror stories. Have you secured a copy of your file from them showing no activity? You should do this as a matter of urgency

Your OH is a werewolf!!!!! No wonder he's not representing you in court!

IMO That has no relation with a default notice served under 87 [1] of the CCA! It's rubbish IMO. You will learn a lot about HFO and Welcome on the numerous threads about their 'dubious' documents and operating methods if you look in the relevant areas of CAG.

http://www.consumeractiongroup.co.uk/forum/attachment.php?attachmentid=21753&d=1284401493 Message from The Consumer Action Group Invalid Attachment specified. If you followed a valid link, please notify the administrator ???????

Hi zosephine Suggest you either repost your question in the Barclaycard forum where you will receive good advice or click the black triangle at the bottom left of your post and ask the site team to transfer it there for you.

Great lines to include in one's argument in court.

Firefox works fine for me--version 3.6.9

Not my thing these statements but guessing that as you're still Billy No Mates I had a quick scan through... 7. The claimant states at paragraph 1 of both the interim and final part 18 response that their claim relates to a written agreement. The claimant has refused to attach[PROVIDE] a copy of this agreement as required by Practice Direction 16.7.3 12. If 'copies' of any of the documents referred to in this case are to be relied on in court rather than 'originals', Didn't Waksman say that the original had to be produced in court? Most of the rest looks OK [confused the hell out of me in a quick read-LOL] but aren't the late charges etc generally accepted as penalty charges and are repaid more or less without a fight by the cc comanies when reclaimed albeit as a 'goodwill gesture' rather than an admittance? As a whole it'll give the Judge something to think on hopefully.

A sensible choice but being the t***s that they are I doubt that will reply--perhaps an N1 will shake them up a bit!

Yes,anything is worth a go. They will obviously try to rubbish your demand but perseverance should see the call transferred up a notch or three. A little name taking and perhaps insistence on having a transcript of the conversation if they flatly refuse might help. Recording the call yourself is also a good idea as they can say the silliest things at times. Best to take a couple of 'stay calm' pills before you engage with them!

Ask Barclays to direct you to the part in the T & C's or in the agreement that says that a refund of miss sold PPI has to deducted from your outstanding balance. I reclaimed c£700 in charges on my cc. They refunded it as a deduction against my OS balance of £3k. I rang up and complained loudly requesting my money back into my bank account or a cheque.By the end of the phone call they took my bank account details and the refund was with me within a few days. Perhaps I was just lucky but if they can do it for me............ Just the thought of how poorly you have been treated would spur me on let alone thinking about the enormous return that Capquest would be making from a few pence in the pound purchase.

Page from that OFT site for downloadable leaflet for retailers to give to customers.... http://www.oft.gov.uk/business-advice/treating-customers-fairly/sogahome/forcustomers All good accurate information to help us consumers??