RETURNED TO SENDER
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Everything posted by RETURNED TO SENDER
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OFT test case
RETURNED TO SENDER replied to BankFodder's topic in OFT Test Case Updates and Discussion
Why dont they move it to somewhere bigger ? -
What do ROFPMSL mean ?
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Why not hand sign the letter ?
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I dont want them !
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Cap1 Card Debt & Lowell/Hamptons (Cap 1)
RETURNED TO SENDER replied to tooth_fairy's topic in Capital One
Any thing else happened ? -
Virgin Media Help Please
RETURNED TO SENDER replied to Foosmummy's topic in Broadband and other Internet issues
£100 for 1 month !!! how many calls are they making ? -
Is this fair ?
RETURNED TO SENDER replied to RETURNED TO SENDER's topic in Halifax Bank and Bank of Scotland
Cheers Scott, I will add them to my list -
I recently had a d/d go out which made my account go over my limit by £2, I deposited funds the same working day to clear back under my limit but Halifax still want to charge me a £30.00 fee as the letter said. On my statement it does not show at any time my account being over it's limit for that day. Any one know ?
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Bank loan and CCA request.
RETURNED TO SENDER replied to RETURNED TO SENDER's topic in Debt Collection Agencies
Thanks Ed, I am going to specifically ask them this point. -
Bank loan and CCA request.
RETURNED TO SENDER replied to RETURNED TO SENDER's topic in Debt Collection Agencies
Thanks tom, I think I have the info I need to send them a nice letter, should I send one to HSBC about them selling an account in dispute ? -
Can HSBC sell account in dispute ?
RETURNED TO SENDER replied to RETURNED TO SENDER's topic in HSBC Bank
Smilies Castle. -
Bank loan and CCA request.
RETURNED TO SENDER replied to RETURNED TO SENDER's topic in Debt Collection Agencies
It wasa personal loan tom. -
Advise with plasma tv issue.
RETURNED TO SENDER replied to ricflairandy's topic in High Street Stores
I had this happen on a plasma a couple of years ago, one green pixel appeared and would not go away so Thomson changed the screen on the day their engineer came round. -
Bank loan and CCA request.
RETURNED TO SENDER replied to RETURNED TO SENDER's topic in Debt Collection Agencies
Loan was 22k, outstanding at time of dispute about 21k. -
Can HSBC sell account in dispute ?
RETURNED TO SENDER replied to RETURNED TO SENDER's topic in HSBC Bank
Hey Pete, how do i put an icon at the end of a sentence ? -
Can HSBC sell account in dispute ?
RETURNED TO SENDER replied to RETURNED TO SENDER's topic in HSBC Bank
That made me laugh out loud. -
Can HSBC sell account in dispute ?
RETURNED TO SENDER replied to RETURNED TO SENDER's topic in HSBC Bank
Thanks for that Ben. -
Bank loan and CCA request.
RETURNED TO SENDER replied to RETURNED TO SENDER's topic in Debt Collection Agencies
Hi tomtern It was HSBC unsecured loan, about three years old. Standard interest rate at the time and variable. I started to struggle with payments a couple of years ago and HSBC declined my reduced offer of £100 per month, HSBC then used Metropolitan CS (part of HSBC group ) and I agreed with them to pay them less than I offered HSBC. Then a few months later Metropolitan sent a letter demanding higher repayments, at this point I started a legal battle with HSBC on three fronts which included bank charges which they paid up on quite quick. During the three legal disputes I had outstanding with HSBC Metropolitan did not contact me again as I told them I would only deal with HSBC. Now some months later whilst I am still in dispute with HSBC on two other matters they informed me they had sold the "debt" on to Lowell financial. Has HSBC and Lowell financial broken the OFT guidlines on debt collection as my loan was in dispute at the time when the debt was sold on ? I have just read the OFT debt collection guidlines and article 2.8 part i states, "failing to investigate and/or provide details as appropriate, when a debt is queried or disputed,possiblyresulting in debtors being wrongly persued" Article 2.8 part k states, "not ceasing collection activity whilst investigating a reasonably queried or disputed debt" I think it is time I reminded HSBC and Lowell financial of these rules they have both broken. -
Can HSBC sell account in dispute ?
RETURNED TO SENDER replied to RETURNED TO SENDER's topic in HSBC Bank
Thanks for the reply. -
HSBC recently sold an account of mine which I have been disputing with them for a couple of months, they sold it to Lowell financial. Are HSBC allowed to sell an account on that is in legal dispute ?
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Bank loan and CCA request.
RETURNED TO SENDER replied to RETURNED TO SENDER's topic in Debt Collection Agencies
Anyone else got any views ? -
Bank loan and CCA request.
RETURNED TO SENDER replied to RETURNED TO SENDER's topic in Debt Collection Agencies
Cheers for that Dave -
Bank loan and CCA request.
RETURNED TO SENDER replied to RETURNED TO SENDER's topic in Debt Collection Agencies
Any one else got any info ? -
Bank loan and CCA request.
RETURNED TO SENDER replied to RETURNED TO SENDER's topic in Debt Collection Agencies
Thanks again and great letter which i will use with this DCA company, do you think as the loan was in dispute when the DCA took "it over" that I actually dont need a CCA and transfer of deed from them at this point in time as i just want them off my back while I am legally dealing with HSBC ?
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