Well even this now could all be over I shall still be hanging around here its like a habit I cant kick and if im not on CAG just drop me an email as they come directly to my mobile anyhow As for concurring I do too unfortunately Should be able to claim compensation for ill health and too much wine drinking haha

for reference sake - stat interest from 22nd oct 2008 until 15th sept 2010 is £230.76 Original amount £1504.04, 8% of that is £120.32, divide by 365, £0.33, multiply by 700 days - £230.76 rising by 33p per day until settled.

glad to hear it, enjoy the paper pushing and shout if you need a proof reader or in fact anything at all

and this is how lol 1. To calculate the "Statutory Interest" of 8% you must take 8% of the amount of your claim. For example, if your claim is for £3,000 the Statutory Interest of 8% would be £240. 2. Take the Statutory Interest figure and divide it by 365, e.g. £240 divide by 365= 65p (The daily interest figure). 3. Calculate the amount of days between the date of your claim and the final hearing. For example, if you started your claim on the 22nd Sept 96 and the Final Hearing takes place on the 31st Dec 96, then this is 100 days. 4. Multiply the number of days by the Daily Interest rate figure, 65p x 100=£65. This gives you the amount of interest to be added to your claim at the end of your case.

There cant possibly be two of me.......the world couldnt cope So on weds is 100 weeks since the first agreement was signed.......which makes 700 days. I now need to work out 8% interest on £1504.04, my brain hurts How are you doing anyway Mr Cab ?

well fancy seeing you here

Thank you so much Heres hoping they agree now eh if not im pulling out the big guns

stop hijacking wannabe's thread see you over on mine

I can indeed will send both now

Im so glad you approve, tis rather nice isnt it Ill email you my potential response kindly worded by our friend 'wanna' because my brain is fried with shock

sent it earlier on for you

Why thank you kind gent, how are we this fine eve? I guess you have read about my news I shall email you in a mo also

Call it partial payment for your help today, im still in shock honestly, my english skills are even worse than normal and I cant stop thinking about it!! I cant wait to get to the post office!

I would whole heartedly LOVE to receive one of your unedited, uncensored Dear Mr P letters

Oh nooo I NEED to see it!!

Hahaha I have nothing but kind words today If you really need to put a letter with nasty words in into the post box send it to me I could do with a laugh lol

They have indeed will update my thread later tonight And im inclined to agree I think the time has come to get us gone!

I LOVE IT! enough said

agreed but not 'without prejudice' offering them to settle early is being fair so no need to hide behind 'without prejudice' imo

He most certainly will

Precisely what I wanted to hear thank you

I did, following advice from this thread, accept unlawful repudition in writing so i would assume that would in effect terminate the agreement so their arguement that they terminated 'lawfully' on 2nd feb makes the 2nd default irrelevant anyway despite it being unlawful albeit by 1 day for arguements sake it was accepted so therefore the agreement WAS undoubted terminated

Yes I guess one arguement is the lack of time to remedy on the first set and another will be was the agreement in fact terminated at that point and if it was what was the purpose of the second default notice and demand for full balance (alledged full balance as there is also a query regarding this LOL)

Im the claimant not the defendant hence checking the position of default notice post termination Their breach of s88 of CCA was claimed from info I gleaned from this thread a while ago

sorry I didnt say yes both 'defaults' were default notices both stating 'within 14days' on querying their early termination they said default was written in accordance with wording of cca 1974 & amendments thats their defence in that respect, i unfortunately didnt keep the envelope for the initial default i was still learning but every other piece of documentation i have received has a 2nd class post mark and i have envelopes to prove it! 2nd august default notice has a business envelope with an s on whatever that means. they also defend (i claimed what you have said above) that its cpr that states the time scales and they are intended for court documents and not default notices at which point the interpretation act got thrown into the mix. my main point is how can they default on an agreement that has been terminated? figures on default notices are worlds apart!