No apologies needed badaboom :)little update from me, sent the prove it letter at the end of september.....had nothing directly in response to it. Have today received a letter with the credit agreement reference number and date of credit agreement date for each of the accounts. One being 1999, one being 2002. They are still constantly calling my mobile and have now started with the house phone too (which is in hubbys name) and still chasing my maiden name......Think a letter telling them writing only is next because they are disturbing me in work and despite asking to be removed from the list and being assured i would be, it hasnt happened, 4 seperate employees later!!!!there is no way I have made a payment in the last 6yrs probably even longer than that....where do I go from here, the constant harrassment is really doing my head in!