Hello all
I beleive I have unique case here against Lowell but can I get them to do the right thing about it? can I heck. No sooner have they put things right they are back again making the same demands.
My husband and I got a credit some years ago. We was paying it off bit by bit anyway it got to the stage where we were sick of the sight of it. So I called Lowells who were dealing the debt and I said look you want the debt to go away we do too. Lets make a deal. and we came to an agreement of £500 for each of them paid that day and the debt was gone.
This was all November last year. Lo and behold come January of this year. Lowell filed a bad debt against us both saying we owed them money for a credit card debt. I argued the case and said check the records I think you will find the debt was paid in full as agreed by yourselves. They did and agreed it was. I said so how come your company have filed bad debt against me and my husband for something that was agreed and paid full and demanded they remove it from our credit histories. Several arguments and a managment dealing later. They agreed to rectify the record but only to show the debt was paid even tho they filed this after the debt was paid they argued saying it will stay on our credit history for the next 6 years. I told them they could not file something after it was paid and agreed in full. They argued they could. Anyway they finally filed onto our credit history settled.
But guess what, they have recently re added them to our history all over again and stating the same balances outstanding.
And not only have they done this, Barclays have done this too for a closed account that was paid off in full in june last year and account closed. But because I have sent them a letter requesting repayment of unlawful bank charges they have filed a bank account against me that was closed!!!:o
My top and bottom of this is.
A) What can I do about this?
B) Is there anything I can sue them for?
Can anyone help???
All help appreciated. Thank you and sorry for it being so long.