Try talking to your branch. Explain that you cancelled direct debits so as to avoid this situation. It worked for me this month - £90 back. But still battling for other £1400.

I managed it so you can too

Have a look at this link: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html

Have a look at this link: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/37006-harassment-telephone-response-letter.html This should stop them.

Just because they have requested a stay it does not mean the court will grant it (although this is likely). Wait for the court decision and then apply for the stay to be lifted. Post on here when you hear from the court and you will be pointed in the right direction.

The thread that you point to has been recommended before on here as an excellent example to follow. Having read the case summaries, I don't see a problem with including them. Maybe somebody more learned could offer advice.

Looks like good news. Yes, just do what it says in the order.

Subsribing. Having thought I had them, they have now started funny tactics. Will post later - time for tea.

And so, without fanfairs, Janet, Gary and the rest of the merry band of Caggers march onward. No need for press releases (see Sunday Telegraph; we don't exist) - stick to the facts, believe in yourself and your helpers - and WIN. EXCELLENT NEWS - WELL DONE EVERYBODY

Congratulations. Quite a few winners this morning.

Yes, you just need to wait. They have 14 days from notice of issue to respond.

Just put your address at the top. Fill in your account details and delete the 2 quotes. Also have a look at the thread, Claiming on a Business Account - Lets Join Forces. You'll find it in the general section. The link is here: http://www.consumeractiongroup.co.uk/forum/general/68191-claiming-business-account-lets.html

Congratulations Stokie. Just a bit late for the football - still, from what I can remember from my time in Stoke there wasn't much football to watch anyway . There was a good pub near to Vale's ground (The Foaming Quart - I used to work there on match days) Enjoy the money and good luck for the coming season. bd

At last, CONGRATULATIONS

At the moment it would appear to be up to your local court. It may not be a quiet time as there are things you can be doing if a stay is granted. You need to keep an eye on this site for developments.

Christina, Where have you been? Have a look here: http://www.consumeractiongroup.co.uk/forum/announcement.php?f=11&a=108

I really hope not, but it is best to be prepared.

Wouldn't bother asking for a transfer at this stage. Just need to wait and let it take its course.

Wouldn't put too much hope in phoning them. Sometimes helps as a one off but not for a whole load of charges. Same has happened to me and I'm starting a new claim. OFT case may meen waiting over a year but at least you are at the top of the pile.

I don't know why this still surprises me. They took £30 off me on 1st August for charges leaving me £28 o/d. 2nd August they bounced a d/d for just £4.58 . So another £30 going on in September!!!!!!!!!!!! I'm almost as mad with myself as I am with them; thought I had cancelled all direct debits. Oh well - another £30 into the high interest savings account (£455 plus 8%)

See post 174 from Gary. I think, with the situation after the OFT test case, I would be inclined to request a strike out. In my opinion, Lloyds are hoping that after the re-allocation they will be able to request a stay (essentially treating it as a new court claim). Of course I may be wrong. Hopefully, Gary will be able to offer more help.

Excellent news. Start reading up on sending the Bailiffs in - may as well enjoy yourself in victory

You should be able to find the address in Yellow Pages (other directories are available!) under County Court.

Two letters received from Andover re; my business account. Usual rubbish plus a bit extra - the second letter mentions UCTA AND UTCCR; I haven't mentioned these! No replies on personal account to my 2 letters!

Can't see a problem with that. Just make sure you move or cancel all direct debits to stop any further charges. Start action straight away so that there is no question that the account is in dispute. If they start phoning, refuse to speak to them other than to say, "the account is in dispute." Thinking this through, on personal accounts, they could have lots of problems with hundreds of accounts in dispute and they won't be able to discuss any of them