Is one copy to court and one copy to bank or 2 copies to court and 1 copy to bank. Sorry to sound a bit thick. :o

Why 2 copies????

Thanks Michael. I have already done the letter to the court, but I only put one copy of the schedule of charges in it. I will now unseal envelope and put another copy in. Thanks again.

Hi all, just to let you know, I pressed the submit button for the MCOL. I am going to read up on the next process now.

Thanks again netty. I will keep you posted as and when things happen. Take care and thanks again.

Hi Wardo. Good luck in your quest and let me know how you get on. There are alot of abbreviaions here and once you have read through some of the threads you get to know what each one means. If you have any problems, just ask.

Thanks jaxads. Countdown to the 19th has begun.

I have now redone my MCOL and am ready to push the submit button tomorrow. Thanks again Netty you have helped heaps.

Hi Rhia, I thought that photocopying your passport was illegal! I have done a photocopy of my drivers licence instead and a copy of my recent gas bill. I have also added to the letter about the previous letter sent and that the 40 days start from the date of that letter. I will also the ICo bit aswell. Thanks again for your help and I will let you know how I get on.

Does anyone know what forms of i.d to send. I have done a copy of my drivers licence, but I don't know what else they will accpet.

Hi to all, I sent my SAR letter off to MBNA 26.02.07 and, according to the Royal Mail website, they received it 27.02.07. MBNA sent a letter to me dated 05.03.07 saying that they were currently investigating my complaint. I phoned them on 09.03.07 to inform them that I wasn't complaining yet and that all I wanted was copies of my statements. They proceeded to inform me that if I wanted copy statements it would cost me £2.50 per statement and that all I was entitled to for my £10.00 was a transaction list (he also said that he will be sending my £10.00 cheque back with the transaction list). I was also told that I would have to send in two forms of i.d!!! I replied to them by saying "So if I send in a photograph of myself, you will know that it was me!":rolleyes: he replid by saying "that is the rules". Currently sending another SAR letter, another £10.00 and 2 forms of i.d. If they cash in both £10.00 cheques I will claim both back!

Thanks Rhia

yipeeeeee Netty. message received loud and clear (3rd time lucky lol!. Thanks again. Take care.

Where is the thread????

Hi Netty, Nothing in my PM box still. PM stands for private messages doesn't it? Am I looking in the right place? Private message box is empty. I tried to PM you but it said that your box is full and couldn't deliver.

Also, (sorry to be a pain). My husband had an account with Barclays. This was closed December 1991 and I know that he paid a hell of a lot of charges. Has anyone managed to obtain copy statements that far back?

Hi to all, My husband had an account with the Woolwich back in 1991/92. I have managed find his statements from Sept 1991 to March 1992 and have calculated that he was chaged £440.00 for returned cheques in this period. I have tried to read through this thread and so far have got to page 27. Please could someone let me know if he can claim these back? He no longer has the account anymore, but as I said earlier I have his statements. Also I am a bit confused regarding interest:confused: . How, if I can claim, do I calculate the contractual interest? PLease, please help.:o

Hi Rhia thanks for the above but when I phoned them yesterday they said that they will be sending my cheque for £10 back. Shall I wait for this to return or shall I hit them now with the above and send them a new cheque?

Dear Nettyg, I was wondering if you had sent them yet? I haven't received anything as yet.

I will send the LBA on the 19th. Thanks barbershop0.

thanks netty

Hi netty, Nothing in my box as yet.

Hi Rhia, Do you have a letter template I can use for this?

I remember saying to the chap "so if I send a photo of myself to you, you will know that it is me then"!!!! . He just replied by saying that that was the rules. I will copy my drivers licence now and send it first class today, just incase. Many thanks Cornucopia.

Just received a letter from Halifax saying that the FSA gives them 8 weeks in which to reply to my complaint and that they will try and reply in the next 4 weeks. Is this the standard letter that everyone receives? Do I just keep to my timetable where the LBA to be sent on 19th?