This thread contains off topic posts from the original thread which can be found in the link below.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?159445-Getting-Them-To-Reveal-Their-Vitals.-Using-CPR-31.14-to-Your-Advantage/page11

Excellent!!

Superb...can we make this a sticky ??

absolutely a great piece of research that will provide a significant shift in providing a defendent with a sound platform to promote his or hers defence.

would we rightly assume that providing the claimant is seeking less than £5000 that this pre defence action is applicable to credit agreements/ credit cards and other claims similar to utilites charges and the like of.

djc

thanks surfaceagentx20

it more than clarifies the point raised and provides clear instruction to its use, for the litigant.

look forward to your response to claimant not conforming to the request of CPR 31.14

djc

Subbing FF i have exactly that problem with several of mine and would also like to get definitive answers.

X20...could I just ask your background as I am intreagued you seem very knowledgable ?

Subbing. Have achieved three discontinuances so far by questioning validity of the CCA, but this can only strengthen the arguments. Thanks.

Subbing also with GREAT interest!

Sorry to interrupt a great thread, but just for info, if you go to "thread tools" and hit the subscribe button, you will automatically be subscribed - saves a lot of posts saying "JUST SUBSCRIBING" adding to an already complex train of thought!

hi! surfaceagentx20

under forum heading 'campaign'we have posted a thread named 'Fighting back against northampton bulk cc' something we would welcome your views upon. sorry not been able to find out how to link to this yet but early days.

This piece of work that you posted hear we believe clearly provides a way forward in helping those in desperate need of clear advice and quick help.

we are not sure if the thread that's

there is the right one but would welcome your input.

regards

djc

hi! surfaceagentx20

under forum heading 'campaign'we have posted a thread named 'Fighting back against northampton bulk cc' something we would welcome your views upon. sorry not been able to find out how to link to this yet but early days.

 

This piece of work that you posted hear we believe clearly provides a way forward in helping those in desperate need of clear advice and quick help.

 

we are not sure if the thread that's

there is the right one but would welcome your input.

 

regards

 

djc

I've posted the link for your thread djc,

Here it is

http://www.consumeractiongroup.co.uk/forum/campaign/158548-fighting-back-against-northampton.html

one little question for you I am at the AQ stage took copy to the court yesterday and as of yet still not received any information at all no response to the CPR PART 18 i sent to Optima legal is it now to late to send this CPR 31.14

http://www.consumeractiongroup.co.uk/forum/legal-issues/151709-help.html

one little question for you I am at the AQ stage took copy to the court yesterday and as of yet still not received any information at all no response to the CPR PART 18 i sent to Optima legal is it now to late to send this CPR 31.14

 

http://www.consumeractiongroup.co.uk/forum/legal-issues/151709-help.html

Don't see what you have to lose!

Might as well send it.

Unless someone has a good reason for not sending it!

Jeff.

thanks for your help questioning i hope to get on top of this new technology one day now.

djc

Subbing. Have achieved three discontinuances so far by questioning validity of the CCA, but this can only strengthen the arguments. Thanks.

On what basis Goldlady? Could you elaborate a bit here? Would be interested why you questioned validity and what was upheld.

Cheers

jax

All were withdrawn at the eleventh hour. If you look under my user name and threads I started, look at the CL Finance ones. I only went to court once, only to find they had withdrawn the claim. But all were based on the in-validity of the CCA and I was not 100% certain that I would have succeeded if it had gone before a judge. But don't tell them that;)

Hi

I have already completed AQ and been through mediation, I am awaiting a court date now, would I be able to use this or is it to late?

Hi Surfaceagentx20,

It was suggested that I 'test' your document above here:

http://www.consumeractiongroup.co.uk/forum/legal-issues/159640-claim-form-northampton-county.html#post1709975

Whilst I can claim statute barred in this case, I think I'd like to see what happens.

It's a bit strange because the claimant is actually only asking for interest, not for any part of the alledged debt. Do you think this will be a problem? Personally I can't see how they can claim interest on a debt that is barred.

Thanks in advance for any help you might be able to give.

All were withdrawn at the eleventh hour. If you look under my user name and threads I started, look at the CL Finance ones. I only went to court once, only to find they had withdrawn the claim. But all were based on the in-validity of the CCA and I was not 100% certain that I would have succeeded if it had gone before a judge. But don't tell them that;)

Can't seem to find your threads GL but I assume from you have said it was THEY who took YOU to court???

What was the basis of their claim and I assume you defended on the CCA being invalid? Have you posted copies of your CCAs on the threads? Would be interested to see them and why they are deemed invalid.

Regards

jax

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/118810-goldlady-cl-finance-round.html

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/115750-goldladys-oh-cohens-cl.html

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/101147-help-summons-received-dca.html

Yes it was them who took us to court and then backed out.

Thanx for info GL - I'll have a look see.

jax

Hi x20 and all - great letter!

I am preparing ahead of the possibility of two imminent actions, and am preparing defenses and arguemnts againt the likely POCs. Can you recommendunder what circumstances I might choose to send the CPR 31.14 letter rather than cPR18?

Am a scientist not a legal so you make have covered it and I missed it. I understand your letter would act as a stronger show of initial strength that the defendant would mean business...but are there situations where one would be better than the other, or are both as effective?

I should add my debts are likely stat barred so I would be willing to test this out if you requie it

Cheers

Rob

Hi x20 and all - great letter!

 

I am preparing ahead of the possibility of two imminent actions, and am preparing defenses and arguemnts againt the likely POCs. Can you recommendunder what circumstances I might choose to send the CPR 31.14 letter rather than cPR18?

 

Am a scientist not a legal so you make have covered it and I missed it. I understand your letter would act as a stronger show of initial strength that the defendant would mean business...but are there situations where one would be better than the other, or are both as effective?

 

I should add my debts are likely stat barred so I would be willing to test this out if you requie it

 

Cheers

 

Rob

Rob, yes X20 covers the reasons/cirumstances for sending the letter in post 1 ... in post 1 before the letter.

LOL scientists should learn to read....hee hee. Sorry!

Rob

Might it also be worth putting it on the Consumer Credit Agreement thread as well alanalana ?