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Birmingham Midshires Refund


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To cut a long story short I enquired about a product change, and putting the mortgage in my sole name following divorce in Feb, and they quoted me some very favourable rates with no fees, took till 2 weeks ago when it finally went through court, they then charged me £149 new product fee. I wrote letter of complaint on 22nd and today I have had £149 refunded back to me!

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Congratulations!

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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  • 7 months later...

Hello everyone, makes very interesting reading this site.

I am really after some advise, i have a mortgage with the lovely! bmidshires and went to court last april where a 56 day possession order was granted(my ex-husband hasnt paid a penny towards mortgage since oct 2005 despite being joint owner - however thats a different story)

what i would like to know is what charges if any am i eligible to claim back, i am currently awaiting a new mortgage offer so should be free of bm soon

i currently have statements detailing solicitors costs in excess of £600 numerous arrears letters charges, default on arrangement fees

 

items just quoted collection when i queried this i was told it represented some of the above, however the amounts dont tally with those quoted on their summary of fees payable leaflet

please help

 

many thanks in advance

 

uneverdid

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