***RBS PPI Claim Long fight but, WON***

[alanalana]

You need to look at this thread as well PF.

 

FOS Compensation available *put in a claim*

 

I am unable to make any retrospective claim for compensation as I accepted the settlement as full and final.

 

aa

[mahon252]

I just won a miss sold ppi claim against barclays £8500

[alanalana]

Well done Mahon:D

 

another win for a CAG follower.

 

enjoy

[royalscot]

Hello HHNF,

 

Started a new thread on the Legal issues forum and Rory a nice helpful Mod has confirmed what I thought.

 

If you have had several loans and they have been refinanced then the banks are not legally bound to produce Consumer Credit Agreements for them under the terms of section 77 of the CCA 1974 except for a loan that is still current.

 

However they are required to provide them if you submit SAR asking for them. He mentioned that the banks should keep documentation on old loans for 5 years after they are closed. So all my loans fall into that 5 year bracket.

 

Also found a bit of a peach in my paperwork ref Pre Existing Medical Conditions.

PM me if you would like some info on this.

 

Regards

 

aa

Hello al , does this mean i cant pursue any claim for ppi if it is older than five years , regards rs:confused:

[alanalana]

Hello al , does this mean i cant pursue any claim for ppi if it is older than five years , regards rs:confused:

 

No it most certainly does not. You can claim on mis-sold PPI for as far back as you wish the time on claiming mis-sold PPI actually starts when you found out the PPI was mis-sold and the mis-selling issue has only recently come to the forfront of mis-selling.

 

IMO this means you can claim mis-selling of PPI from now and go back as far as you are able to say you have been mis-sold and claim your payments back with the Interest as was applied at the point of sale and then you should claim 8% statutory interest on top. From the date you made your first payment up until a settlement is agreed.

 

You should vigorously pursue you claim for PPI for as long as it takes.

 

I have managed to recover PPI back to 1997/98 so do not be put off by banks giving false information on timescales and legal statutes.

 

You should ask for the data and if you donot get the data then you should complain to the Information Commissioners Office to press them for the full data your require.

[royalscot]

Many thanks al

[thugusher]

No it most certainly does not. You can claim on mis-sold PPI for as far back as you wish the time on claiming mis-sold PPI actually starts when you found out the PPI was mis-sold and the mis-selling issue has only recently come to the forfront of mis-selling.

 

IMO this means you can claim mis-selling of PPI from now and go back as far as you are able to say you have been mis-sold and claim your payments back with the Interest as was applied at the point of sale and then you should claim 8% statutory interest on top. From the date you made your first payment up until a settlement is agreed.

 

You should vigorously pursue you claim for PPI for as long as it takes.

 

I have managed to recover PPI back to 1997/98 so do not be put off by banks giving false information on timescales and legal statutes.

 

You should ask for the data and if you donot get the data then you should complain to the Information Commissioners Office to press them for the full data your require.

hi AA... awesome thread pls i need some of your advice as i intend to start a claim with DLFS. this is my thread

[means2anend]

subbing!!!

[alanfromderby]

Excellent work - some extremely useful information.