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willmurr6 v HBOS **WON through FOS**


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Hi All,just to update i have just been settled, money paid into account today for my claim done through FOS plus interest i was made an offer on 26th july which i accepted and was told it had to be honoured as it was before OFT announcement,received an acceptance form from fos signed and retuned it they received it on 3rd august sent it back to bank they received it on Mon money in account today so it is not all gloom hope it happens for a lot more of us.

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That is fantastic, Well done!!!:D :D

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Congratulations. I'm still waiting, but feel cheered to know they are paying out. Enjoy it!

Bank of Scotland account 1 - £2,666 WON

Bank of Scotland account 2 - £2,500 on hold

GE Capital charges -£30 won (hey, every little helps!)

Barclays Partner Finance £425 charges - £225 offer accepted.

 

Finally debt free after 4.5 years, thanks to my Debt Management Plan through Payplan. There is no better feeling :D

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Better late then never.

 

Big Congratulations to you on WINNING

 

Regards :)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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CONGRATULATIONS!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Another one bites the dust........................................and another one.................

:D :D :D

 

 

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Copyright: stone

Any advice given by me is based solely on my experience in claiming, my experience in CAG or my opinion. I have no legal background. I want to encourage others to reclaim what is theirs.

 

Got a DCA breaking OFT guidance. Complain to the OFT about the DCA. Help put an end to these practices-

 

http://www.consumeractiongroup.co.uk/forum/letter-templates/155095-complain-oft-about-unfair.html#post1652270

 

Register with CAG today, its free, its a great community:

http://www.consumeractiongroup.co.uk/forum/register.php

 

kennythecelt@consumeractiongroup.co.uk.

 

 

 

Thankyou Kennythecelt:)

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Did they settle in full? HBOS has offered me £1400 from a £2500 claim. FOS are still willing to help me, but each time i speak to HBOS they say they have stopped all negotiations. Did you have to push for a better settlement?

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Money in this morning!! Didn't take long really. The FOS were much quicker than I thought. :D

Bank of Scotland account 1 - £2,666 WON

Bank of Scotland account 2 - £2,500 on hold

GE Capital charges -£30 won (hey, every little helps!)

Barclays Partner Finance £425 charges - £225 offer accepted.

 

Finally debt free after 4.5 years, thanks to my Debt Management Plan through Payplan. There is no better feeling :D

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Congratulations, thread title changed and moved to success forum.

 

 

 

 

 

I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

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