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HI, long story short, owed some money from unpaid council tax from 2 years ago, about 6 months ago a man from b&S came round to discuss this, at the time i was totaly in the dark on these issues so forgive me but at the time my partner and i were scared by the fact a balif was on our doorstep, he came in and told us the court had instrusted him to remove goods from the house but if i gave him some details, work place etc, he would go baqck to his office, we could decide wat we could afford to pay and he wouldnt take the stuff. anyway, in my nievity i signed his form, on which he listed all our goods, at the time i didnt know what it was i just felt luck this nice man was giving us the chance to pay in installments.

anyway I agreed to pay 100 per month this was ok (sorry the total debt was 1000) in a couple of months another letter from b&S came saying we owed another 600 in unpaid c t i wrote saying I would combine the 2 and pay 300 per month, as at the time i had the money to spare so i just wanted rid of it. Any way i paid 3 months worth then fell behind, silly me instead of phoning i stuck my head in the sand.... until i got a phone call at work from "MR Boam a court enforcer for B& S" asking for payment in full of 1100 or goods would be siezed, he was waiting for a locksmith and i was being charged 120 pound per hour! i explained my situation, he said he would only go away for 500 pounds i came home with 250 cash, as thats all i had to my name, and promised the other 250 the next day wen i got paid, he said no at first but then it started to rain so he said he would accept 250 now and the re3st the next day but only if i gave him my debit card details and if the payment wouldnt go through he would be back the next day! as soon as he left i phoned the bank and cancelled my card, anyway at the time i had no idea of my rights etc so i panicked, i have two children under two and felt bullied, anyway, b&S sent me a payment plan of 190 per month to clear the remaining 600 odd pounds, but i couldn`t afford this as they`d just had 500 pounds! i wrote to tell them and all they did was agree to defer it for a month, anyways, monday i got home and there was a letter from b s saying someone had called to remove goods i phoned and told them i didnt agree with the remaining amount and could i have a statement of the account to see wats left to pay, the agreed but said they wouldnt put it on hold as someone will return on monday for my goods if i don`t make a payment plan, wat should I do?:???:

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