matt -v- Halifax Credit Card **WON**

[mattyb13]

Hi, Im new to the Halifax forum.

 

I have had a successful claim against Lloyds for just over £4k. I have also started a 2nd claim v lloyds and also a claim on behalf of my wife v lloyds.

I am also due in court in 3 weeks v Abbey but as this and the Lloyds cases look likely to be stayed I thought now is as good as time as any to start my credit card claim.

 

I have sent my SAR off this morning. I have had a look through some of the Halifax threads.

 

Lloyds were pretty differcult to deal with and from what I have read it seems Halifax can be too.

 

Any advice is greatly received.

 

Thanks,

 

Matt.

[moneyhelp]

Some like me have found Halifax a complete roll over - but lately it seems they are digging their heels in - just keep to your timescales, ignore fob off letters and you will be fine

 

Oh and welcome to the Halifax house

 

I might add that it is my current account that was a roll over - my credit card is still ongoing.

[mattyb13]

Well I sent my prelim off on Jan 16th and they sent me a standard sorry to hear about your complaint. I thought to myself yesterday I will do my LBA this weekend. I got home today and there was a letter from them offering a settlement on the fees that they have taken above £12. this worked out at £417. I have deceided to accept this offer as my credit card balance is £404. So it will be nice to wipe off my balance and get rid of a debt.

 

I know some people will say I should go for the lot but I am happy to get rid of my card after just having to send 1 letter.

[**Tilly**]

Hi Matty

That is brilliant news congratulations

[maroondevo52]

Well Done, Matt.

 

As long as your happy, and like you say, It's good to get rid off the debt with just one letter.

 

Regards.

 

Scott.

 

[mattyb13]

Thanks guys,

 

the test case really took the wind out of my sails. I had won my case against lloyds and had a court date v Abbey for nearly £4k then on the day of my case I had a letter saying case stayed ARGHHHHHHH.

 

So this seems like a nice little win without having to go to court and fill in AQ's and file court bundles.

[sea-sidelady]

The main thing is your happy with the results, Well done..!!

 

[sharkie]

Well done Matt.

 

Its a win.

 

 

Its also a morale boost for others.

 

 

Sharkie

 

Sharkie - V - Woolwich = Won

Sharkie - V - Sainsbury's Visa = Won

Sharkie - V - HSBC = Won

Sharkie - V - Halifax = Won

Sharkie - V - MBNA = Won

 

 

If this has been of any help, and or support click on the scales.

[ukaviator]

Well done Matt . . . . feels good getting free does'nt it?