Lepster vs Halifax **WON**

[sea-sidelady]

You dont need to accept this amount.

You have filed at court so Halifax must pay the full amount, and interest and chatges.

You can send a rejection letter.

[sanand]

I had exactly the same and I rang the number at the top of the letter and told them I didnt want it, so its not gone in they have until 23rd July to defend my claim

[gridnutter]

Send a rejection letter stating that you are accepting the £1331 as partial settlement, and keep going for the full amount. It's your money and it seems the Halifax are starting to use this tactic with uncanny regularity!

 

Rejection templates are available here:

 

 

http://www.consumeractiongroup.co.uk/index.php?option=com_content&task=view&id=39&Itemid=36

[Lepster]

So shall I send the rejection saying I'll accept the money as partial or phone them and say that I don't what that figure I want it all??

 

Do you think it will be better to call but then thats not worth anything -maybe recorded letter??

 

This is scary!

[**Tilly**]

like gridnutter said its your money and you want it all back here is a link for you

Rejecting Offers

[gridnutter]

Write to them using the applicable rejection letter! Nothing wrong with stating that you are accepting the amount offered as a PARTIAL settlement, but do it in writing.

[gridnutter]

Beat me to it Tilly!

[Lepster]

Thanks - have just typed the letter and will send it at lunch time by recorded delivery!!

[sea-sidelady]

Letter 5 or 6 will be fine.

 

Make sure they know you wont stop the claim until ALL the money is paid.

[Lepster]

I used number 5 - I feel more confident now - thanks!!!!

[Batgirl]

Hi Lepster

I had exactly the same as you. Claiming on 2 accounts. Got goodwill offer letter on one account last week, so replied with letter 5. Got same for 2nd a/c yesterday so have just done the same again. I didn't know if the letters were in response to my N1. After running it by a few people on here I realised that those goodwill letters were just a very late response to my LBA! Halifax has until 19th July to respond to my Court claim.

 

Best wishes

[Lepster]

So do you think we'll get court dates? I'm quite excited now - started off being scared now I want my money back!!

[Lepster]

Just seen there is a postal strike tomorrow - shall I fax and phone and send?? Just in case?

[moneyhelp]

Just carry on as you are - postal strike or not.

[Lepster]

but they might not get it and use that in there defence?

[moneyhelp]

I highly doubt it

[blink3]

Hi Lepster, in the same position as you, being offered half, I was going to write a rejection letter but the Daily Mail scared me off a bit yesterday by reporting that the banks are starting to stand their ground. But after reading this thread I AM going to reject it !!!

[**Tilly**]

yes send your rejection letter

[Lepster]

Go for it - I have faxed mine and taken it to the post office for special delivery - I don't know why the newspapers print these things - you would think they'd be on our side!!

[blink3]

Daily Mail likes a bit of scaremongering ! Like you said its scary though, off work sick at moment and sometimes I think half the money is better than maybe none at all ,just lacking confidence that I have done everything correctly, like Ive never sent in a schedule of charges, do you think I should send one with the rejection offer ?

[overflow]

Hi Blink3

Did exactly the same to me , gave me 10 days to reply ,sent rejection lette next day S/D .On the same day they put money into my bank.

So much for Rejection Letter, mine didnt make any difference.

Hope yours does. Keep to your guns , dont let them get you down no matter what. Youve got one hell of a great big extended family on your side now ALL good people , sound advice

Very Best Wishes and Good Luck.

 

Regards

[Celicaman]

Hi Lepster, in the same position as you, being offered half, I was going to write a rejection letter but the Daily Mail scared me off a bit yesterday by reporting that the banks are starting to stand their ground. But after reading this thread I AM going to reject it !!!

 

 

Would love to see the qualifications for that statement.(by the paper)

Judging By the 'won' claims i have witnessed on CAG, the banks are on the run.

What does need to be said is that the banks maybe standing their grounds in so far as they will not pay out on ill prepared claims, which are mainly peeps doing own claims outside of CAG as if you post your claim on here, you get loads good advise so avoiding the pitfalls of the banks scare & intimidation tatics, and the fine art of gobbledegook

(First witness to some of them) LOL

 

Keep claiming and spread the word of CAG to all you know who may have claims

 

Celicaman

[Lepster]

Right Halifax have put half the amount into my bank account even though I sent and faxed a letter saying that I would not be accepting this! The court sent there letter to me and it says on there that they have until 18 July - yesterday - so what do I do now? What part of the Notice of Issue do I complete so I can send it back to the court?

[moneyhelp]

Lepster it is helpful to those wanting to offer advice if you keep to ONE thread - you now have 5 on the go!

[Lepster]

How do I close the old ones?