RichW v HSBC ***WON***

[rich2007]

Brilliant, should I add a nudge to this and if so what wording should I use.

Sorry for all the silly questions but just want to ensure my wording is okay.

[rich2007]

Sorry, also, how do I work out the daily rate. Is it the original amount(without interest added), e.g. £1177.50 x8% \ 365

or is it the amount inc interest e.g. £1402.05 x8% \365

 

Thks

[Celicaman]

Sorry, also, how do I work out the daily rate. Is it the original amount(without interest added), e.g. £1177.50 x8% \ 365

or is it the amount inc interest e.g. £1402.05 x8% \365

 

Thks

 

 

If you have used Mitzias spreadsheet, the daily rate is shown in the top right hand box on the 8% interest tab

 

CM

[lateralus]

and if you didn't put it in your particulars of claim (i.e. and interest continuing at daily rate) then you won't get it anyway - so just forget about it -

note: it is calculated this was - the charges without any interest X 0.00022 = xxpence per day (my son's was for about 2k - so would have been 44pence a day - but i didn't fit it into the particulars so they didn't pay it.

 

as for adding a bit of a nudge - my ideas for nudges are in post 1 of both these threads When you have filed your AQ................

New---after 28 Days - Maybe No Aq!!!!!!! so borrow a few words from one of them - don't use too much - you'll be looking for other things to tell them in later nudges! i'm advising a nudge letter every 10-14 days. but most important you get better breakdown off to them asap.

[rich2007]

Thks, I may leave the nudge for now and follow up later as you say. I used the Simple-charges-Calc from the site but it did not cal the daily rate.

Actually on the Claim form I stated 'the claimant is entitled to interest at 8% per annum from date they were deprived of the money(14th March 2007). This totals £224.55, accruing at the daily rate of 0.021% until judgement or payment.

I worked mine out at 0.25p per day(1177.50 x 0.00022)

Does this sound right?

Thx again.

[lateralus]

yes

[rich2007]

Nice one,thx

[jowalshy]

Here is a copy of the nudge letter I sent to DG when my claim was transfered to my local court and the AQ was dispensed with.:-

 

DG Solicitors

12 Calthorpe Road

Edgbaston

Birmingham

B15 1QZ

20th April 2007

 

Re: xxxxxxxxxx - v - HSBC

account no: xxxxxxxxx

claim no: xxxxxxxxxxx, Filing date:xx xx xx.

 

It has come to my attention that as of xx April 2007 the filing of an allocated questionnaire may not be required in this case.

 

I am aware that you have a vast number of claims with which you are currently dealing with, and in order to resolve this matter more quickly, I am willing to accept the sum of £xxxx.xx in full and final settlement. Please note that I do not agree to waive my rights in respect of any other actions, nor do I agree to a clause of confidentiality.

 

I hope to hear from you very soon so that a reasonable conclusion to this claim might be achieved. I am sure that the courts would approve of our settling this matter in a timely manner and without their further intervention.

 

I have again enclosed a copy of the schedule of charges. This schedule also shows the total of my claim to date, being the original claim amount (£xxxx.xx), the daily interest total to date (£xx.xx) and the court fee (£xxx.xx).

I look forward to hearing from you soon.

With kind regards,

Yours sincerely,

 

 

I hope it helps. If you have any other problems, just shout.

[rwtstagdnke]

Thanks for this. Just one question regarding the template letter.

 

On the letter it states

'I am willing to accept the sum of £xxxx.xx in full and final settlement'

but then it says

'I have again enclosed a copy of the schedule of charges. This schedule also shows the total of my claim to date, being the original claim amount (£xxxx.xx), the daily interest total to date (£xx.xx) and the court fee (£xxx.xx).

Should I put the same amount on the 'willing to accept' figure as the last statement, or is this saying you could put in a less amount in the 'willing to accept' to try to speed the settlement process.

Not sure what everyone recommends here as don't want to give them too much of my money but I guess I could put £100 less to see if that would avoid court or drop the court fee.

What does everyone else think?

 

Brgds

Richw

[lateralus]

no, don't offer to take 100 less - it doesn't get you seen to any faster and just means you get less of your money -

 

just add up the figures in the second sentence to total the full amount in the first.

 

if you'd like to start your own thread in the hsbc forum - just press here;

 

we'll be happy to have you and will help if you need anything.

[rwtstagdnke]

Thks very much. This is my own thread so I will keep everything related to my claim here.

Will keep everyone posted on how I get on.

[rwtstagdnke]

Oh sorry, rich2007 and rwtstagdnke are the same as I created 2 accounts, one from work and one from home. Guess that is a bit confusing. Sorry

[lyn0612]

Hello Rich, I'm in exactly the same situation with HSBC, i have been given a court date of 29th June so trying to prepare the ss as my original was from MSE. i have also been asked to supply statements to the court and DG? Did you have the same? i'm going to do my spreadsheet now if i have any probs i'll shout!

 

Thanks

[freakyleaky]

Hi lyn and welcome. Please can you start your own thread and put all your details there as you have here and it will make it easier to help you. Click on this and start your own.

[lyn0612]

Thanks freakyleaky i've started new thread GB v HSBC and started from day 1!

[rwtstagdnke]

Just an update guys.

Have not heard from DG or the Court as yet since the 'Notice of Transfer of Proceedings' I received on the 23rd May.

25th May - Letter with schedules sent to Court and DG but heard nothing to date.

12th June - Sent Nudge letter to DG today with this text:-

 

It has come to our attention that as of 23/05/07, that an Allocation Questionaire may not be required in this case.

 

We are mindful of the vast number of claims with which you are currently dealing. In order to more speedily resolve this matter, we are willing to accept the sum of £1,520, plus we do not agree to waive our rights in respect of any other actions, nor do we agree to a clause of confidentiality.

 

We hope to hear from you very soon so that a reasonable conclusion to this claim might be achieved.

We are sure that the courts would approve of our settling this matter in a timely manner and without their further intervention.

 

For your records, we enclose another copy of my schedule of charges.

We look forward to hearing from you.

I did also leave a message on DG's answerphone to call me but as expected have not had a response.

Any ideas what the timeframe will be before I hear something. I heard 28days somewhere. Does this mean that I may hear something before the 24th June or could this be longer than that. How long do DG have to respond?

I will send a 2nd nudge letter again in 10days.

Your advice would be appreciated.

 

Rich2007

[rwtstagdnke]

Reminder- Rich2007 is the same account as Rwtstagdnke

[Celicaman]

Reminder- Rich2007 is the same account as Rwtstagdnke

 

Is that you richw as well LOL.

You have to wait 28 days to see if you are asked to fill in an AQ, but as they have advised that AQ is not required you will now have to wait till you get a notice from the court as to which direction it is going to be. I myself have a allocation/directions hearing and they only allow 20 mins for that.

You can keep nudging DG if you like, but concensus of opinion now seems to be that they are only making offers once they receive copy of court bundle,which must be filed no later than 2 weeks before ourt date and for you that could be a while as they have not set any sort of date yet for hearing or case.

My Bundle goes in soon and after that the offer comes back, but there is no point in sending in earlier as waste of time, effort & paper.

You will just have to play the waiting game with he rest of us LOL

 

 

CM

[rwtstagdnke]

Thanks, yes it is richw Vs HSBC.

Thanks for the information. I will wait and see.

When you say 'I myself have a allocation/directions hearing and they only allow 20 mins for that' What do you mean 20mins?

[Celicaman]

Hi Rich, that is all the court has allowed for the hearing, but the time allowed seems to vary from court to court

 

CM

[nooey]

I was allocated 10 minutes this morning, but courts seem to vary from 5 minutes to 1hr and 30 mins. It actually took about 2 minutes.

[rwtstagdnke]

I see thanks.

 

Noohey, you say it took 2mins. So you had to go to court, scary. How did it go?

[nooey]

Possibly the easiest thing you'll ever do!

 

(See my thread)_http://www.consumeractiongroup.co.uk/forum/hsbc-bank/56051-nooey-hsbc-new-post.html

[rwtstagdnke]

Thks, I was hoping not to have to go to court at all. Fingers crossed. Will look at your thread.

[rwtstagdnke]

I see there is a T & C on your thread, but will this be okay for me as I am claiming stuff from 2001 and do not have my T & C for 2001 or when I opened my account way back in the mid 80's. what can I use?