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Something strange.....


Natasha
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Hi

 

I know that last month there have been bounced direct debits and maybe a few under £5 transactions authorised, but normally i would be sent a letter or two about the DD/transactions saying that there were insufficent funds in my account and that they have paid them but they will be charging me. But i havent recieved any letters saying they are going to charge me :?

Natasha

 

Abbey-received DPA letter on 13/03, received some breakdown till 2004 waiting for the more recent ones(where most charges occurred)

sent reminder email on 17/4/06

called abbey on 19/04/06 to remind them:rolleyes:

sent another email on 26/04/06:mad:

Approx charges £2500

received £500 refund in dec 06

sent LBA

Capital one- sent DPA letter 17/03

Sent prim letter for charges of £260 14/04

Received a refund £109 awaiting further refund of £151

Settled IN FULL

Barclay card- Sent DPA letter 17/03 sent reminder 14/04

received info claiming £120

settled in FULL

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I'm really depressed now :( just received my statement i have £145 worth of charges coming out on the 17th which means i cant make my mortgage payment :( i really dont know what to do now....

 

-£20 overlimit fee

-£35 for returned abbey loan direct debit

-£30 for visa payment of £1.99

-£30 for visa payment of £1.99

-£30 for visa payment of £1.90

 

Total £145.00

 

I have already worked out my finances for this month to make sure i dont go over drawn and it all adds up if i stick to my budget, which i will but now its all messed up!! :Cry:

Natasha

 

Abbey-received DPA letter on 13/03, received some breakdown till 2004 waiting for the more recent ones(where most charges occurred)

sent reminder email on 17/4/06

called abbey on 19/04/06 to remind them:rolleyes:

sent another email on 26/04/06:mad:

Approx charges £2500

received £500 refund in dec 06

sent LBA

Capital one- sent DPA letter 17/03

Sent prim letter for charges of £260 14/04

Received a refund £109 awaiting further refund of £151

Settled IN FULL

Barclay card- Sent DPA letter 17/03 sent reminder 14/04

received info claiming £120

settled in FULL

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I'm very sorry, I am sure that it is distressing. However, I am still going to ask you to post this in your ongoing thread on the Abbey section.

It makes it all much easier to follow and to help.

You should contat your mortgage company and warn them to expect a reduced amount. - in fact arrange to pay then as much as you can straightaway. But do contat them.

Please will you post on your original thread.

Maybe it is time to take action against Abbey

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Thanks

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