Halifax unclaimed bank charges. ** WON**

[Lisa_martin]

HI guys, I haven't long been on this site, but after reading your threads I thought I might jump on the thread bandwagon and start one of my own in realation to reclaiming my bank charges with the halifax.

 

Basically I am looking for £500 this is the amount of unauthorised charges I had on my account last year and the only time ive ever had them as i lost my job:mad:

 

Anyway, I have sent in my prelim on the 19th April and I have recieved a letter back.

 

Which goes like this.......

 

Thannk you for your recent complaint ....blah blah blah.........one of my collegues will fully investigate your complaint.....blah blah blah.....We will settle your complaint as early as possible or if not we will write and update you of our progress in 4 weeks.............Blah blah blah

 

yours sincerely

Silly person

 

Do I just hang out now intill I hear somethin? Im not sure :-?

 

Cheers

 

Lisa

[1159skunk]

No don't wait for them keep to your own timescales and not theres, just continue exactly like you told them you would, and when the 14 days is up send them the LBA. Good luck

[Lisa_martin]

Hi thanks for that 1159skunk,

 

Their time is up as from the 3rd of May. I will send LBA dated the 4th and go on from there.

 

I shall update ;-)

[tinhat]

Have successfully claimed from HSBC and I am now starting my claim against Halifax. Sent SAR off yesterday recorded delivery. Will keep you posted.

[Lisa_martin]

Cheers Tinhat, I think our experiances will help other CAG members along with claiming their bank charges!!!

[jubaxt]

hi tinhat-which address did you send sar for halifax please

[sea-sidelady]

Jubaxt send everything to

 

HALIFAX PLC

TRINITY ROAD

HALIFAX

WEST YORKSHIRE

HX1 2RG

[Alley-Cat]

I have filed 2 claims into the Halifax and their time is now up as of Friday 27th April and today, I am due to send the next letter (LBA). Do I send copies of the letters and statements which they already have on my file? it seems a waste of time to copy and send them all again.........please advise me

[sea-sidelady]

Yes send the spread sheets again.

[Lisa_martin]

Hi there,

 

I have a claim in for Halifax but I didn't send my statements in....I have every statemnt for 14 years so I put in my prelim that they should refer to their archives Ohh not to mention saving the trees too ;-)

[jowalshy]

Hi Lisa, You should do a spreadsheet anyway just incase they ask for a schedule of your charges. You will need this if you end up filing a claim with the courts.

[Alley-Cat]

slightly and possibly the wrong thing to have done but I didn't send in a spreadsheet. I sent in all the copies of my letters and statements claiming back just the charges..........

[Lisa_martin]

hiya guys

 

2mrw is the day I send my LBA to Haliprats Shall post when I get a response

[suze1]

HI Lisa

 

Good luck! My LBA goes off to Halifax on Tuesday 8th May, so I'm watching what happens with your case like a hawk. I too have received the standard response from them. I'm claiming £1,202 in unlawful charges but am just in the process of working out the interest figure for the LBA. What have you done about interest (JUST OUT OF INTEREST!)? I didn't mention interest in my prelim and so now think I may just send my LBA and wait until the next stage for the interest. What do you think? Suze

[Alley-Cat]

Suze, I have sent off yesterday my LBA letter to the Halifax and have only requested my unlawful charges - no interest at this stage - rightly or wrongly am not sure but will be looking out what to do next anyway

[Lisa_martin]

Hiya Anti halipratzians LOL

 

The Interest goes on your N1 or MCOL application after the 2weeks expires on your LBA. Calculate the interest from the 1st bank charge within the 6year period also on that you can include your costs i.e paper, stamps, time. But DONT forget to ADD on your N1/MCOL COSTS LOL!!!

 

Let me know how you go suze & allycat. This will be fun :D

[suze1]

Thanks Lisa and Alley-Cat

 

Will stay simple for now, to be honest more than happy to get back the £1,202 they charged unlawfully, so the interest will be a bonus when I take them to court!

 

Will now start looking at MCOL, don't we just spend hours on this?

 

Suze

[Lisa_martin]

Hello Everyone!

 

Just sent my LBA recorded delivery LOL I am keen 14days are tickin....tick....tock.....tick.....tock hehehehe quite exciting

[suze1]

Hi Lisa

 

Have never known time go so quickly, can't believe my LBA goes off on Tuesday. I have been so inspired that I have started the ball rolling for friends that have NatWest trouble, sent their SAR today. Like you say Lisa, tick...tock...tick...tock:D

 

Keep positiv, Suze

[Lisa_martin]

Hey Suze, how you doing?

 

we have a claim against nationwide too, but the appear to be draggin their heels. the LBA went to them on monday so a week on moday we will be sending in the N1 too woooooohooooooooooo!!!! Its all happening! I love this site and reading everybodys success storys is really inspiring :D :D :D

[salisburyowl]

Well I picked up my N1 form and pack from anice lady at the court. She said everything I would need is in there and to bring it back on Tuesday when the LBA time runs out......looks like an extra £500 bonus for me then

 

Owl

[Lisa_martin]

Hey Owl,

 

That is fantastic news! I'm not far behind you then. Let me know how your going. Would be great to compare situations!

[Lisa_martin]

Just wanted to say that I havent heard anything today either :-| I hate this waiting...................

[corsicanpine]

Hi all,

 

I filed my claim on MCOL on 16th April, halifax have acknowledged which gives them 28 days from then to do something. Nothing as yet!

Still waiting patiently.

Also have MCOL's for Natwest and LTSB which were issued on 29th April, natwest have just acknowledged so 28 days for them too!

 

Bring it on!!!

[Lisa_martin]

You are busy!!!

 

Your just a lil bit in front of me as I cant issue my N1 intill a week Thurday tho we do have a N1 for nationwide to go in on a week on monday. But i am secretly hoping that the banks will just deposit the money!! after all halifax is only for £500 and nationwaide is £300 lol. it will never happen tho