stonedecroze v halifax 2

[sea-sidelady]

Good idea Stone, I will look out for it.

 

Hows you anyway, I passed your place again the other day. But you were slacking!!!!! (Day off... )

[kennythecelt]

We're watching Stone, keep at it!

 

Hope all well, Kenny:)

[stonedecroze]

Good idea Stone, I will look out for it.

 

Hows you anyway, I passed your place again the other day. But you were slacking!!!!! (Day off... )

 

 

Hope all well, Kenny:-)

 

Hi SSL & Kenny All is well with me and mine, how are you? btw It must have been on one of my days off as I NEVER slack, how very dare you !!!

 

 

Think I will time so that N1 will be submitted on 23/24 may. should know what is going on then and they just might settle, LOL.

 

[sea-sidelady]

btw It must have been on one of my days off as I NEVER slack, how very dare you !!!

 

It would be nice if they just settled it. You could do with a nice easy one for a change.

[stonedecroze]

Couldn`t we all !! :D:eek:

[stonedecroze]

Just had an Email from Penaltycharges.com and they seem to be taking a very pessismistic view of the oft judgement:-x

[deadlykiss]

hi Stone

 

lol you at it again , go get em hope you and marion are both well . Let them be pessimistic , think enough people on here to keep the optimism going will keep watching to see how it goes

 

take care and stuff ,, huggles xoxoxo

[deadlykiss]

ohh ty for bling made my day lol

[deadlykiss]

hi Stone

thought id pop by see whats been happening here ,, tis very quiet lol

think all must be waiting for tomoz, Hope You and yours are all well , we are good here , same ol same ol lol been trying to catch you on msn seems we miss each other ,, ahh well thats life

take care and hugs to you both xoxoxo:D

[stonedecroze]

Dramatic About Turn As Barclays Cuts Overdraft Charges |Sky News|Business

 

 

 

 

Are they trying to tell us that they are now computerised? :eek:

[stonedecroze]

Hi All,

In view of recent kick in teef by appeal court I phoned local court to see what score is. case is still stayed as court can take no independant action and either I or Bank have to ask for stay to be lifted, ( this after court stayed case on its own).

I am now at a loss as to how to proceed. from what I gather original grounds have been ruled out by appeal court but it seems that they left an opening under a different section of UTCCRs, Thus I believe that I can apply to court to alter original N1 conditions.

any views or comments on this course of action?

 

[steven4064]

Welcome back stoned

 

Yes, that's about the size of it. In fact most of our recent N1s referred to the right section anyway - your POC should refer to regulation 5, if not, you need to change it so it does

[stonedecroze]

My POC reads " the claimant contends that:

a) the charges debited to the Account are punative in nature; are not a genuine pre-estimate of cost incurred by the Defendant; exceed any alleged actual loss to the defendant in respect any breaches of contract on the part of the claimant; are not intended or related to any alleged actual loss, but instead duly enrich the Defendant which exercises the contractual term of such damages with a view to profit.

 

b)the contractual provision that permits the defendant to levy such charges is unenforceable by virtue of the Unfair Term in Consumer Contracts Regulations (1999) and the common law. "

 

So will I need to change this or amend it in anyway?

Thanks

[steven4064]

You may be all right as you havent specified which regulation. If asked (eg in a witness statement, letter from bank, application to strike out, etc) you just say "not regulation 6 but regulation 5"

[stonedecroze]

Thanks Steven