Hev V Barclays

[Hevsky25]

Thought id start my own thread, may be easier to get some helpful, vital information! Well as the story goes, Barclays have not yet complied with my SAR, so i'm sending them the non-compliance letter, and see how i go, fingers crossed!! x:rolleyes:

[Rooster-UK]

Hi Hevsky.

 

Now that you've started your own battle-thread, please try to keep it up to date with progress reports. Then if you need help at any time we will have your claim's history to refer to.

 

Good luck.

Regards, Rooster.

[dar£n]

Hi Hevsky,

just checking.......you did enclose the £10 payment for your SAR?

 

 

Allow 40 days for delivery and possible upto 45 as they are so busy.

[Hevsky25]

Oh yes the £10 cheque went too, maybe I should hang fire for a few days then? My original request was posted and dated 12th March to my local branch.

The other thing is i have an agreed overdraft, do you think that they would possibly reduce or cancel it? Ive opened another bank account as well, just to be on the safe side!

[dar£n]

In the T's & C's it states that Barclays can withdraw the overdraft facility without warning, they are yet to do this on a wide scale so its a safe bet, you will be ok,

 

I had an o/D on my accounts when claiming, twas ok.

[Hevsky25]

Thats good to hear,it is quite high! ill wait a few days before i send my letter! By the way thanks for the advice, i see you re helping a lot of people on the site

[dar£n]

just trying to put peoples mind at rest, I was a nervous wreck when I started out so know what they are going through.

If ever you go in the chatroom, my respect goes out to Chloe [CJ] she is always there all day she is relentless at offering advice, she is, at the moment CAG's No1.

[Hevsky25]

Just wondering if I should make a phone call to Barclays before I send my 7 day letter. Ive seen a contact on the site somewhere..........!

[Hevsky25]

Right!! my non-compliance letter is going today, Ive grown tired of waiting!! And im working the night shift for a few days so its easier to get to the post office today, see how it goes now

[Hevsky25]

Finally! back from holiday, and my list of charges were waiting. does anyone know, can i claim for unauthorised overdraft fees?

[Hevsky25]

Also Im Not Sure About Card Misuse? I Got Charged £25 For That Pleasure Though!

[saintly_1]

you can claim the unort o/d ... not sure about card misuse

[dar£n]

hevs, charges to look out for

UNPAIDS OUT

UNAUTH O/D FEE

PAID REFERRAL FEE

 

all ranging from £20 - £30.

[Hevsky25]

thanks guys, ive sent my pre-lim letter, for the amount of £1240, they've taken from me, over the years, heres waiting for the bugger-off letter!

[Hevsky25]

It must be the first time i've opened a letter from barclays, stating that they've just charged me £30.00 for going over my overdraft limit, and laughed till i was blue in the face. Ive just sent my pre-lim letter, are they thick or what?! lol...................

[oneofakind]

Know that feeling well.

[dar£n]

It must be the first time i've opened a letter from barclays, stating that they've just charged me £30.00 for going over my overdraft limit, and laughed till i was blue in the face. Ive just sent my pre-lim letter, are they thick or what?! lol...................

 

keep a note and add it to the rest later....

[Hevsky25]

2 weeks up, i got the standard, sorry you arent happy blah,blah,blah, get back to you sometime in the future. So my letter before action is going tommorrow, oh plus the £65 of extra charges ive incurred since then! Its all going to get a bit scary when the court action becomes inevitable, i dont really understand preparing this bundle etc....

[dar£n]

The court bundle is simply a load of documents that you would rely on in court if ever it got there.

 

here is the link:

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html

 

All you have to do is print it out, and add all letters you send / receive from B's. add in your statements showing the charges and thats roughly it.

 

later if required you will need to photocopy the whole lot twice so you end up with three copies.

 

but dont worry about that yet, loads of time.

 

send your LBA by recorded delivery too

[Hevsky25]

Help!! I sent my lba on 30th May, but cant proceed with court till i get paid on 27th july. barclays have just offered me £880.00 which is full and final of my claim for £1305.00. My question is, because i havent stuck to my deadlines, which letter of rejection do i send?!!

[saintly_1]

I suggest letter 3

[oneofakind]

That's right. The fact you've not gone to court after exactly 14 days has no bearing on anything; in fact, you look good for giving Barclays extra time!

 

[Hevsky25]

thanks everyone, ill send the letter by recorded delivery of course tommorow! cant believe they said the £880 was a gesture of goodwill!! not because they'll lose their case or anything eh?!

[Hevsky25]

Im ready to start filling the court forms in, does anyone know if I should continue with it all with whats going on in the media?

[saintly_1]

Yes continue .... but go the N1 route direct to court and use the particulars of claim here http://www.consumeractiongroup.co.uk/forum/bank-templates-library/107604-new-poc-n1-barclays.html