The issues raised by Llloyds bank defences and claiming beyond 6 yrs

[PeterAnderson]

Pen - Hi,

 

I am in the process of recovering (so far) £9.1k I got all my information from:-

 

Copy Statements Unit

Swallow House

PO Box 139

10 Swallow Street

Birmingham, BX1 1LT

 

Best of luck

[PeterAnderson]

Hi - Guys

 

I am certainly not a legal bod, I am in the same position of you guys but I found this on someone's POC's (lost the link - sorry

 

a). In so far as any charges relating to the period before xx/xx/xxxx, the Claimant wishes to invoke s.32 (1) (b) of the Limitation Act 1980 in that the Defendant deliberately concealed the true cost of administering the contractual breaches committed by the Claimant and thus essential facts relevant to the Claimant's right of action have been concealed and continue to be concealed by the Defendant.

 

b). Alternatively, the Claimant seeks to rely upon s.32(1)© of the Limitation Act. The Claimant paid the charges in the belief that they reflected the true cost of administering the contractual breaches. The Claimant has now discovered, following revelations relating to a similar organisation, that the true costs are much lower and that the belief held by Claimant was in fact mistaken.

 

It is thus submitted that in accordance with s.32(1)(b), s32(1)© and s.32(2) that the time period for the purposes of the Limitation Act does not begin to run until the Claimant’s reasonable discovery. This was the 21st March 2007 when the revelations were made public