Help! Rossendales Bailiffs

[shell1981]

Hello

 

I'm new on here and was wondering if you could offer some advice. I live with my fiance and he has just had a visit from Rossendales Bailiffs to collect goods/money for council tax debt. He has three outstanding bills all quite high 660.80, 865.65, 904.80.

The bailiff has said that we can pay by installments but he would have to come in make a list of items to take before he can arrange an installment plan. Does anyone know if this is correct procedure or if there is anything else they can do. he soon backed off when i said i wanted to check that that was correct and said we can contact him tomorrow to let him know what we wanted to do.

 

We want to clear this but we only have my other half's income coming in at the moment as i am 36 weeks pregnant and got made redundant at the end of feb so i dont have any income to help.

 

Any advice/info would be gratefully recieved.

 

Many Thanks

 

Michelle

[Guest Herbie]

You must tell them that you will not let them into your property and that you will not sign a walking possession. He can only come into your home by "peaceful entry", normally by you inviting him in.

 

The problem that you will have here is that the debt is very large and in total amounts to £2400.00. The bailiff company will be looking to have this paid very soon. Over a 6 month period this will be £405 per month, over 12 months £202.

 

With a baby arriving soon, I think you could well find that you could slip into arrears very quickly, unless you were able to pay a lump sum to reduce this debt.

 

You will need to write to the bailiff company to explain your financial circumstances , and offer monthly repayments.

 

The bailiff may try to insist that he comes into your home....refuse this as firstly he can then charge a levy fee and the problem then is then he will try to charge van fees etc if you are even one or two days late in your payments, which could be possible due to the reasons outlined above. He will also be able to charge a walking possession fee etc.

 

With such a large debt you would not want to have any further charges added to this.

 

At the moment in time the bailiff can only charge a first visit fee which is currently £22.50.

[shell1981]

Thanks for the reply Herbie.

 

He has been at the door again today asking what we were going to do. i told him would not sign a walking possesion, but he did offer to put it on the car! that was good of him but unfortunalty the car is also mine! I am going to get other half to contact Council to see if we can arrange to pay directly through them and offer 100.00 a month as this is the best we can do without missing payments for other things.

 

The bailiff said the only way that Rossendales would be able to come to an arrangement is if we sign the walking agreement, i told him i wasn't going to dothat and i am going to write to the main office to see what can be done directly but he said by that time the van bailiff will be here to take goods.

 

I'll see what the council can do and then take it from there. If the council refuse to arrange a payment plan directly with them can Rossendales demand that we set up the walking arrangement?

 

I really want to get this sorted as i can't do with the stress with only 3 weeks left before baby.

 

Thanks for the help and advice.

 

Shell

[Guest Herbie]

I would IMMEDIATELY telephone the local authority, say to them that you are classified as "vulnerable" as you you heavily pregnant...this is the case. Say to them that this company are harrasing you to let them into your home....but that you are willing to pay. Ask them to take the debt back for a month to allow payment arrangements to be accepted and for the baby to be born.

 

I would also inform them that you will be informing the Local Government Ombudsman if not.

 

Finaly, they cannot take goods from your home.....they have not seized goods in the home...they would of needed to come into the house first.

[PizzaMaker]

i agree with Herbie, contact the authority and tell them you are expecting. The account should then be put on holf for at least 28days.

 

Try then to make arrangement with the council. They may accept a substantial one off payment and then a monthly arrangement.

 

If you have informed the bailiff of your condition he should not visit you any more.

 

The only point is that the council tax is in your partners name.

[shell1981]

Hello

 

thanks for the replies, it doesn't seem to bother the bailiff that i am about due i have said things like 'i dont need the stress, i could go into labour any time' and he just shrugged his shoulders.

 

I have tried to contact the council this aft but they would not deal with me as they need to speak to OH and he has been at work and unable to call but he will call first thing on monday, and hopefully we will be able get this sorted. Many thanks for the help it is much appreciated!

 

Shell

[Guest Herbie]

If you pm me with your details I can get a letter to you that should be sent to both the bailiff company and the local authority/

[deelite74]

hi im new to this site and i am looking for some advice on a Rossendale matter....... i owe the council tax from last year while i was working (£270) left to pay. since june i was made redundant and from then on i,ve struggled to catch up with bills,(i now recieve council tax benefit), all my other creditors have been great arranging an affordable payment plan for me but basically Rossendales want the full amount by 24/1/08. i,ve had loads of nasty letters from them and one was put through my door today saying he will come back with a locksmith if i don,t pay up, its getting to the point im frightened to turn a light on, i live by myself with my 2 young children. I,ve been to C.A.B and the bailiff won,t accept an arrangement cos its been to long. Can anyone HELP!!!!!!

[tomtubby]

Can you post this question under a new thread on the bailiff section as you have joined onto an old question.

 

A response will then be forthcoming.

[deelite74]

hi could you let me know how to start a new thread!

[chris600uk]

go back to the bailiffs page, and at the top on the left hand side you'll see a button marked "new thread"

[loopylady]

Yesterday i had Rossendales visit n leave a 24hr notice for a bill or they would sieze my goods....this was the first time i had known of it...they came back n took nearly £300 off me to clear it which was literally every penny i had as we are on benefits.

Partner went to see council as this bill was from 7 yrs ago! we remember having paid this to.We were told that they should not have done this and offered us a way of paying in payments and not given us a 24hr notice and what they did was illegal! what do i do know?

[normanb]

hi there i need some help my mother in law has had visits from rossendales as they owe council tax which is from this year the first time the bailiff came to see her a nice lad she said she discussed it with him she offered a payment of 50 pound which he took but he gave her a receipt and un-beknown to her asking her to sign a reciept she signed a walking possesion order now she is panicking because she cant afford to pay it all the time and they have been coming back but they arent so nice now she cant sleep is scared to go out and this bailiff keeps saying hes going to break in to her home and take everything can somebody advise me on what to do as weve been to the council and they said its out of there hands shes offered the bailiff 50 pound a week but he wants all of the money im really worried about her

[hallowitch]

hi there i need some help my mother in law has had visits from rossendales as they owe council tax which is from this year the first time the bailiff came to see her a nice lad she said she discussed it with him she offered a payment of 50 pound which he took but he gave her a receipt and un-beknown to her asking her to sign a reciept she signed a walking possesion order now she is panicking because she cant afford to pay it all the time and they have been coming back but they arent so nice now she cant sleep is scared to go out and this bailiff keeps saying hes going to break in to her home and take everything can somebody advise me on what to do as weve been to the council and they said its out of there hands shes offered the bailiff 50 pound a week but he wants all of the money im really worried about her

 

HI and welcome first thing to do is tell your mother in-law not to worry they cant break into her home and take everything

next thing is start your own thread click on this link it will take you to a new page near bottom of page on left you will see new thread Bailiffs and Sheriff Officers

[Dan2401]

I fell into arrears with council tax £560-50p it went to court and was passed onto rossendales, who tried to extort a massive monthly repayment I couldnt afford ,I work part time although I am incapacitated ,eventually I settled on paying £56-00p per month ,starting June 2011 ,I made the first 2 payments but in August realising I had to pay £134-75p road tax ,I e-mailed the scumbags and asked to defer Augusts payment until 9th September they refused cancelling my re payment plan and demanding immediate payment of £447-40p or else the bailiffs will be despatched.

I protested this to no avail ,but kept to my word of meeting the missed payment on 9th September and as of now I owe £391-40p but still Rossendales are threatening if I don't make immediate payment in full the bailiffs will be out

I am in fear of losing my car and what little I possess ,and feel it totally unjust ,I am not refusing to pay

Catherine Farrel for Rossendales sends herself up as a correspondence and welfare officer ,sorry for the language but thats total bollocks ice runs through her veins welfare my arse who gave her that title they need their head looking at ,or do they just look in a book and pick and choose names

heres a tip that saved me £200 from the bailiffs for an earlier clamp for driving offence check your dates if the clamping order was served more than 60 days prior to clamping ask to see the new clamping order ,they wont be able to produce one 99.9% of the time so tell them to get the effin clamp off as its illegal

dan 2401

[Dan2401]

Your right there matey

[ploddertom]

Your right there matey

 

If you need help http://www.consumeractiongroup.co.uk/forum/newthread.php?do=newthread&f=168 and start your own thread.

 

PT