Charges listed on my bank statements

[Janet]

Can I reclaim the following bank charges which appear on my bank statements?

O/D INTEREST

O/D EXCESS FEE

UNPAID D/D

[Dammam]

OD interest is usually fairly low and generally seen as a fair charge for going overdrawn - adequate to pay for letters etc. However, if you can show that you were overdrawn DUE to the bank charges you received, and would have stayed within your agreed limits had you not had other fees taken, then you're within your rights to claim them back - otherwise they would be charging you interest on money that they had no legal right to take from you in the first place.

 

OD Excess Fee & Unpaid DD - do you think it costs Lloyds £30 not to pay a direct debit or £25 for going a penny over your agreed overdraft? No - so you can and should claim these fees back as far as 6 years.

 

Check the FAQs on how to proceed.

[Janet]

Many thanks Dammam for your prompt response.

[Janet]

This topic was closed on 03/06/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group