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Wildman v Yorkshire Bank ***WON***


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I rang the court today, and they have not received any documents from Yorkshire (no surprise) although the deadline was last wednesday.

 

I have just faxed to Ms Ross the non compliance letter found on the following thread to see if that kicks them into life and to send me my cheque !

 

http://www.consumeractiongroup.co.uk/forum/lloyds-bank/58011-directions-non-compliance-letters.html

 

I'll let you know if I get any replies to this non-compliance letter....

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Getting nervous now as not had anything still from YB, and the court date is next Wednesday !!

 

However, read this in the Daily Mirror today...

 

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'VICTORY' IN BANK FEES WAR 05/07/2007

 

A COURT yesterday ordered two banks to come clean over the true cost of levying penalty fees.

Judge Iain Besford told Yorkshire Bank and Alliance and Leicester to disclose how they calculate charges and the cost to service a bounced payment.

Campaigners described it as a turning point in the fight against "unfair" charges of often more than £30 for going beyond an agreed overdraft.

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Of 44 claims for refunds, all but eight were settled before the hearing in Hull. The banks are thought to have paid customers more than £50,000.

District Judge Besford said the remaining cases should go before the Small Claims Court.

Martin Lewis, of MoneySavingExpert.com, said: "Today is a watershed moment for bank charges."

 

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And also came across this announcement Yesterday from Bankfodder

http://www.consumeractiongroup.co.uk/forum/announcement.php?f=68&a=102

 

 

Great News obviously ! But how does this article and BankFodders announcement yesterday affect any existing cases ??? Especially as I am due in court next wednesday !!!

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Don't panic Paul. Be prepared to go to court, but also be prepared for a cheque for the full amount of your claim. YB are getting later and later settling, but if you look at twoofus' thread, you'll see that they sent a solicitor to settle the claim on the day. http://www.consumeractiongroup.co.uk/forum/yorkshire-clydesdale-bank-successes/37571-twoofus-yb-5.html#post907702

 

You must excuse them, they are rather busy at the moment with those upstarts who turned up in Hull and pulled the rug from under them.:D

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Been a long time coming, but.....

 

I've Won !

 

Postman woke me up at 06:30 on Saturday Morning with a Special Delivery cheque for £4971.87 .This is the full amount claimed plus full interest plus costs.

 

Thanks to Caro and Sajabu2003 who have helped me a great deal throughout the claim, and all of the people who help make CAG work and be as successful as it is !

 

And, hope your house gets sorted soon Caro !

 

Please change you change my title to WON. A donation will be on it's way shortly and the survey will be filled in.

 

Thanks

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Congratulations Paul. Great news. Thanks in advance for the donation. Without them the site wouldn't be able to keep going so they are very much appreciated.:D

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Hi

Sorry to 'gatecrash' your post, just wanted to wish you congratulations on your claim!

 

Im waiting very anxiously for my hearing date at the moment and feeling very vunerable about it all...:-| hopefully this will have a good ending like yours did!

 

Congratulations again and happy spending! :D

 

Claire x

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