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Faz v Yorkshire Bank ***WON***


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The acceptance letter says...

 

full & final settlement of all claims against the bank arising out of or in connection with this case. For the avoidance of doubt, by accepting the above sum, you agree not to take any further action against the bank in relation to this case, except to the extent that any such court action is neccessary to effect this settlement.

 

So I think I am ok to bank the cheque as it does just say THIS claim only.

I didn't end up amending the claim for my pre 6 years charges so hopefully I can go after those now.

 

I will do the survey and make a donation, thanks to everyone on this site but especially Caro who always answered my queries and advised me throughout.

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I must admit I'm a bit concerned about this, and I think they have managed to get a subsequent claim struck out. However, personally I agree that you are only agreeing to this claim, and if it proved a problem I think that you could probably fight it. The Scots have found a way round their problems with second and subsequent claims as generally the cases do not actually reach court. You could always go down the FOS route anyway if it was a problem.

 

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Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Thanks Caro, I think you might be right about the FOS route. The pre 6 years is about £200 ish so I think I will wait a bit before starting the process again. I am happy with the outcome because it was all expected to get in the beginning and at least I hadn't started doing the bundle yet.

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