rbrears v Natwest ::: SETTLED IN FULL

[rbrears]

Ok today is the last day for NW to file a defence having acknowledged my claim for approaching 5k

 

Since the MCOL appears to refuse to let us enter judgment online for days after the time limit has expired I'm sending the request for judgment to them by post today so it is in their mail bag tomorrow morning and will hopefully be actioned as soon as it is possible to do so.

 

Maybe the court will also have the defence in its mailbag today or tomorow - We'll see Who knows what I might find in my post at home when I get in from work !!

[rbrears]

Checked online - they got their defence in today - can't wait to see it. Just in by the skin of their teeth the buggers

[rbrears]

Snap!

 

Exactly. They are running the service defence. Thats great because I'm ready for that one and it means that the bank are not pleading and therefore not going to be able to lead any evidence of their costs so if the judge does find that their so called service charges are in fact penalties they wont be prepared to deal with that and give any evidence of what the true cost is.

 

Its a stock defence and part 18 request being knocked out by a solicitor who, looking at the law society website, has only been qualilfied for 5 minutes

 

Anyway I'm off to prepare my reply to the Part 18 request and my own request to the bank asking for full detasils of each and every service referred to or specified in the banks T&Cs (there are none) and details of each and every service provided in respect of each and every charge applied. I find it hilarious that they ask for details of the accounts (already set out in full in the letter before action which they have) and details of each and every charge (already set out clearly on the statements - copies of which they also have). If this is the best they can do then I'm going to enjoy this.

[rbrears]

They offered me about 50% - you know what the answer was

 

Allocation questionnaires submitted by both parties end of last week.

[rbrears]

Phone call from Cobbetts 10 minutes ago - SETTLED £4.5 k

 

Man am I going to get ****ed this weekend :) :)

 

Can a MOD change the title of this thread to show full settlement please?

 

Survey done - another donation on its way

[rbrears]

Think it was my amended particulars of claim and part 18 request that probably swung it - apart from the banks not having a leg to stand on that is. When I get the cheque I will post the text for use by other NatWesters or give it to BF to do with as he wishes since I suspect it will apply to similar T&Cs from other banks

 

Many thanks for the congratulations. It feels good to have that cash back.

[rbrears]

Now posted in General Forum under title "Reply to stock defence and Part 18 issues" - hope it helps

[rbrears]

This topic was closed on 10 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group