Pitters v Nationwide**WON**

[Melon Farmer]

I won. I have been paid the full amount + court costs + interest, and they've canceled a further missed DD charge on my account.

 

I'm happy now, apart from the letter they sent me stating "If you misbehave again, we will be issuing a 30 day notice of closure on your account".

 

If they charge me again, I will be claiming it back - again. Who do they think they are?

[ltrenell]

well done melon, am glad to see they are accepting responsibility wish they hurry up with mine me kids are walking round in scruffs and me tyres on car goin bald!!! ha ha ha

[lori1]

WELL DONE melon farmer, makes you feel great doesn't it!!

i do hope you dont have to wait too long intrnell xx best of luck

[Melon Farmer]

well done melon, am glad to see they are accepting responsibility wish they hurry up with mine me kids are walking round in scruffs and me tyres on car goin bald!!! ha ha ha

Have you had a search for tyres on the internet? I've been quoted just over £200 (delivered) for a set of Pirelli P7's, while they would cost well over £400 in ATS. Many places will fit and balance 4 tyres for about £25.

[ltrenell]

thanks for support lori and melon i am crossing my fingers they just pay up soon as they have for others (unlikely though i think i was born a lemming and bad luck draws itself to me). i will keep posting until sorted, waiting for statements of capital one too and just opened new account with natwest (although not sure why as there charges are an astonishing £38 for a returned DD - robbing pigs!).

 

thanks for the tip melon i will get searching x

[lori1]

hi intrenell, you know you will get all the help and support you need from everyone on here, they will pay up soon and think of the interest! this is the hardest part waiting!!, (ps, watch what you say, you cannot say anyone is robbers or thieves!!) you never know who is watching!! x

[ltrenell]

thanks for the tip and support chuck, i only put it on there in jest hence the (....) but it is ridiculous:D that they are still getting away with it, capital one are the only ones i am aware of who have lowered their fees which is great.

[lori1]

I know what you meant, lol, and i agree it is ridiculous that the banks are allowed to carry on taking whats ours when so many people are getting there money back!!.......hopefully soon one of the banks will take it upon themselves to reduce these "fees" to a justifiable amount!! and then we will all jump ship to them!!.............can't see it happening anytime soon though!!

[ltrenell]

I have now had all my charges with 5% interest and court costs returned of Nationwide, just waiting on statements from Capital One, they are very reluctant to send these out to me - I cant understand why???

[Muffintop]

why did you only get 5% interest back? I thought it was 8% thats what I got?

[Muffintop]

got one of my claims back, day 28 on my 2nd claim Lori and got some back c my threads, do you know if anyone has claimed more than 6 years back and did they get statements or do it in with their existing claim and get Nationwide to dare to disprove it?

[pitters]

Just thought I'd post an update. Thank you all for your support and I hope my case has helped others a bit.

 

I have not received any more from Nationwide, you may remember after receiving just over £1,200 I was £56 short. The figures have been explained to me by letter and the upshot is as follows:

 

Charges: Claimed £542.50; Received £432.50; Difference £-110.00*

 

Interest: Claimed £297.80; Received £376.52; Difference £ +78.72

 

That gives a net £31.28 shortfall and with the Section 69 interest at 8% another £25 or so.

 

*When I wrote my preliminary letter £110 of the charges were within the six year limit but upon payment they were not! One to watch out for eh?

 

The case has now been transferred to my local court but I am going to tell them that Nationwide have settled in full and stop proceedings.

 

Anyway I will get the rest back when we can be sure of success going back further than six years - I await a successful Nationwide case.

 

Now I'm starting on my joint account with NW, a smaller claim but better in my pocket than theirs! I'll start a new thread for that one after I've done the prelim.

 

Therefore I am calling this case a SUCCESS and *** WON *** and contacting a mod.

 

God bless, Pitters

[livelylad]

Congratulations

 

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[elmo73]

Congratulations

[dingwalldemon]

Well done, enjoy spending it !!!

[Muffintop]

check pre 6 year thread by bf. my last post shows that i have just received statements from Nationwidde pre 6 years going back to 1991 and 1993. dont know how to add link yet to this so just putting it where i can.