kaz v halifax the beginning**WON**

[kayadkaz]

Hi i have posted my 1st letter requesting bank statements, but i forgot to send the £10 do i need to send it now or wait till they request it, and when do i start the 40 days is it from the 6/2/07 when i posted the letter, letter was sent by recorded delivery.

[kayadkaz]

What does this mean i posted 1st letter on 6/2/07 just checked royal mail website and it says was delivered from our HALIFAX Delivery Office on 12/02/07, does that mean they got it today took a while if they did as i sent it first class or have they returned it:confused:

[kayadkaz]

hi i sent my 1st letter on the 6/2/07, went on royal mail track and trace and have electronic proof that they received it on the 12/2/07, so guess my 40 days start from then? Only thing is i forgot to send the £10 should i send it now or wait for them to request it?HELP:oops:

[hazzersdad]

I'm not really sure of the correct procedure, it might be worth going into your local branch and explain to them, they can then take the money if necessary.

 

hopefully someone else will correct me if its wrong

 

Good luck

[sea-sidelady]

Yes you can do that, or if you cant get in, you can always phone them and they will prob take £5 out of your account.

[kayadkaz]

thanks for the reply, i'll go to the bank today, so far since 2005 my charges are £2,350, i dread to think what there be for 6 years!

[jaxads]

Hi Kayadkaz --- looks like you're in for a good spend when you successfully claim YOUR money back :D

 

Remember, we're all here to help so any queries, just shout (or rather post) and someone will get back to you really soon. Have a read of my thread to see how I got on with the Halifax. All in all ok - apart from them taking the charges from me in the first place

 

Best wishes.

 

jaxads

[piglet1]

Good Luck :)

[kayadkaz]

Thanks jaxads and piglet1, i'll have a read of your thread jaxads. I'll keep you all posted, just got to get this £10 sorted out, cant believe i forgot it:oops:

[kayadkaz]

i sent my first SAR on the 6/2/07 but forgot to send the £10, i recived a letter from halifax on the 13/02/07 thanking me for the letter and asked for the £10 so i sent another SAR, a copy of their letter and a £10 postal order by recorded delivery on the 20/2/07. Does my 40 days start 2moz 22/2/07, as this should be the day they receive my letter? If so lets start counting!!!!!!!!!

[kayadkaz]

i haven't received my statements yet, still got time, but i was wondering ifthere are any other spreadsheets as my pc wont let me download the ones on this site.

Anyone??

[jonni2bad]

http://www.consumeractiongroup.co.uk/forum/post-531014.html

 

These are Google spreadsheets - you just need to sign up (for free) to Google to access them.

[kayadkaz]

thank you i'll check that out, i've just been clearing out junk and have found loads of statemnets dating back to 2001 when i opened account, so i'm going through with a highlighter, still awaiting statements i've requested as i know some statements will have been lost.

Thank you xx:)

[kayadkaz]

Please help i have received all my statements, just in time .

I coundnt access the spreadsheet via the templates library, so tried the vampiress chambers and can only get a view only spreadsheet i cant put my charges on it. Is there any other spreadsheets or would it be easier to go to another computer and download it

[Guest ian cognito]

What problems do you have with the templates in the library, if you don't have excel, theres an open office one, the software can be downloaded free from the internet.

 

The chambers was undergoing some changes so i beleive was unavailable, not sure if this is still the case.

[sea-sidelady]

Hiya Kaz.

 

No it is fine. It does say veiw only.

 

Click on the "file" tab next to it, then click "copy spread sheet"

 

And there is your spread sheet, ready to use.

[kayadkaz]

thank you i've got it. Now it's time to add up all my charges:) I've got 2 accounts should i do 2 separate spreadsheets?

[livelylad]

thank you i've got it. Now it's time to add up all my charges:) I've got 2 accounts should i do 2 separate spreadsheets?

 

yes

[sea-sidelady]

dont forget to do it first with the interest, then save it.

 

Then delete the interet column and use that for the first 2 letters.

[kayadkaz]

great thank you, am starting it now

[kayadkaz]

i'm about to send my 2nd letter, received all statements.

1st account = £2,949.00

2nd account = £526.00

total = £3,475.00

 

i've printed off 2 spreadsheets, and have calculated the interest as well, so all in all they owe me £3,956.65 thats disgusting the amount i've paid out!!!!!!!!!!!!!!!!

 

Am i right in sending 2 letters 2 spreadsheets without the interest then the interest is sent with the LBA, is that right???????????

[sea-sidelady]

£3,956.65 Thats a nice amount to see appear in your account though...!!

 

But you dont add any interest until the court stage.

[livelylad]

6 threads merged please stick to one for your claim.

[kayadkaz]

thank you, thought so, will be posting 2moz.

 

oops sorry bout that

[kayadkaz]

hi, well i posted my prelim letter on the 3rd april, do i count the easter weekend in the 14 days

Including the weekends (and easter) i started the 14 days on the 5th april giving them 2 days after posting, so i've worked out that the 14 days is up on the 19th april - is that right??????????

And at what point to i send my LBA after the 14 days are up???????????

 

Soz if this sounds a stupid question!!!!!!!!!:-?