chelseaharvey v Nationwide

[chelseaharvey]

With all the charges it came to just over 1k.... Got a letter back to say they wont be giving me my money back they only do it in exceptional cases

 

I dont get it so many people have had there money back why cant i??????

 

Is there a next step or is that it??? I thought i may have got a letter back offering me X amount to start with

[PPMAN159]

Has their rejection benn sent on the back of your preliminary request for refund or the LBA?

[Stewpot42]

chelsea - stay firm - this is quite a standard response, and they hope that you will back off straight away. On my first claim i got this letter AFTER they had paid up for some reason.

 

If you saty focused and follow the step-bystep guide to the letter you will get your money off them.

 

i have just won my second claim off the NW so it just goes to show that they dont have a leg to stand on.

 

I reccommend that you use MCOL as this seems to be the esaiest route to take.

 

But you MUST follow all the step, find the FAQ section on this site and find the guide - its fool proof - if a little scary taking the bank to court.

 

good luck, but you wont need it!

[MilkTrayMan]

i have just won my second claim off the NW so it just goes to show that they dont have a leg to stand on.

NOT quite Won methinks!

#52 of the following Thread...

http://www.consumeractiongroup.co.uk/forum/nationwide/55659-chunky1977-nationwide-3.html

 

 

 

 

I reccommend that you use MCOL as this seems to be the esaiest route to take.

Depends on the Claimants individual circumstances.

It's just as easy posting or handing in a N1 Form to your local County Court.

MCOL is ok IF your Claim isn't Defended, but it ALWAYS is in Nationwide's case.

[chelseaharvey]

Has their rejection benn sent on the back of your preliminary request for refund or the LBA?

 

The request for my money

 

Just looked at the next step which is the LBA but they did respond to my letter saying they werent giving me my money so do i use this one or another letter????

[PPMAN159]

Banks will almost always respond to the prelim letter to say that they will not repay the charges and such you should now send them the LBA, give them 14 days and then proceed to the court stage.

[chelseaharvey]

Nationwide Building Society

Branch Service Centre

Electra House

Farnsby Street

Swindon

SN38 9NQ

 

Is this the address to send to im on letter number 3 asking it back the 1st one i sent said no.

[dingwalldemon]

Click on the link..

 

http://www.consumeractiongroup.co.uk/forum/nationwide/74992-nationwide-contact-information.html

[chelseaharvey]

Sent my LBA letter off, on the 9th July & get a letter back on the 12th still saying "No"

 

This letter though was the same one as when they sent me a response back to the Preliminary one??

 

Is that right. Its the same wording and at the end says i have 56 days to come back to them or there closing the case....

 

Whats the best thing to do now?

[chrisk7]

hi

wait the 14 days you gave them in the LBA then file your court case,ive just done that with the N1 form via my local county court,,GOOD LUCK!!

[kopstar1965]

Did you really think they'd settle on that!!

Wait until the 14 days are up, then hit them with court.

Be prepared, read through some success stories & if you've done it correctly you will get the cash back.

Good Luck

Andrew

[chelseaharvey]

Well its past the 14 days now since the LBA letter was sent which they said no to so now its going down the court route

 

Im abit scared as im not sure what to expect and how far this will actually go

 

I have just printed off the N1 thing from section 4 of the templates post above.. Is this the right thing to do????

It also says from what i can gather that i need to pay £120 to get the ball rolling is that right???

 

How long does it take to genrally hear back & whats the next step.. Whats the chances of it going right to court??? Id hate to be left to pick up all the costs if i dont get my money back..

 

Its so daunting i wish i had done this when it 1st all started as not many people then had to get this far

[chelseaharvey]

Im at the court stage now after i was told No to getting my money back after the LBA letter was sent

 

Whats the easiest way to go now with this & the best way. Im not 100% what im doing & can see people are doing different things..

[Janet-M]

11 threads merged and thread title changed

 

please keep to the one thread when asking questions or updating .This is in your own interest as you will get much more informed advice when people can see at a glance what you have done so far

[chelseaharvey]

Thanks