Next Directory/Store Card

[liamarkfin]

We have today received a letter from Next stating that they 'Regret to inform us but they are unable to offer credit facilities'.

 

It says that as part of their order processing operation they consult a Credit Reference Agency. Does this mean that every time someone places an order with next they do a Credit Check?

 

I have had a Next Store Card and Directory for over Four Years and have never missed a payment. Can anyone shed some light on this for me?

 

Thanks

[cariad mo brwydrwr]

Have you tried phoning Next and seeing what they say first?

[liamarkfin]

Hi

 

Sorry, didn't mention that I had called and that they said that there was an issue with my Credit Rating NOW!!!!

 

I may not have the worlds greatest Credit Rating, but nothing which has changed dramatically over the last year or more.

 

I just cannot understand how I am able to go into Next just before Christmas and spend £90+ on various items, use my Next Store Card to pay and then 2 weeks later this happens.

 

I didn't realise that your Credit Rating is monitored by these people all the time, I can appreciate they are providing me with a Credit Service, but at the same time I have never deviated from payments to Next.

 

I am just very confused as to how this can happen as I have never had a problem with Next in over Four Years.

[reidnet]

Have you checked you credit rating to see if anything has been changed on it in the past few weeks/months.

 

If there has been no change on your credit rating I would ask them as to why they have withdrawn your credit.. I know they can withdraw credit at any time but just to do it without prior warning is a bit of a mystery ?

 

Ian