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Lowell and old Argos Card DEbt


StressedAP
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Hello all

you have previously assisted me.

I have received letters from Lowell to my new address - chasing an Argos card account that I allowed to default (I got myself into a bit of a situation - I buried my head in the sand and allowed my gambling addiction to be what drove me for some time. No one’s fault but myself).

I did a CCA request as I thought they might not provide the information - except, they did!

so, I responded to this by making a full and final settlement offer…

They have said they will leave me alone for 30 days but have asked me to confirm source of funds for this offer.

the last payment I made was November 2016.

so, have I erred monumentally? 

ready for the feedback…

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  • dx100uk changed the title to Lowell and old Argos Card DEbt

if last payment was Nov 2016 the debt is STATUTE BARRED...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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no you cant unbar a debt - once barred always barred - even a judge cant do that

send the scammers our SB letter from the debt collection section of our library

game over

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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 THE DEBT WAS ALREADY STATUTE BARRED you cant unbar a debt..:whistle:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Fire off the SB letter, then he ball is in their court, see what their imagination can fabricate in order to try and get their ill gotten gains!

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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