JCI/BPO chasing old Perfect Homes/Brighthouse debt

[dx100uk]

dont worry about any debt that old - it will now be well statute barred and any DCa is NOT A BAILIFF and have ZERO legal powers on any debt - no matter what its type . but it wont be a util bill jci dont buy those . so this will be a loan or something.

 

but as i said forget it being anything bad or that can ever effect finances after all this time.

 

simply copy the letter and staple it to our statute barred letter which you'll find in the debt collection section of our library.

 

job done debt dead buried gone parrot .

 

sadly this is all dca's can ever do is try and scam people.

 

dx

 

[dx100uk]

as i said and staple a copy of the BPO letter too it.

 

dx

 

[dx100uk]

moved you to the 

BrightHouse and other "rent to own" Hire Purchase Stores - Consumer Action Group

forum

click the above and have a read of a few threads 

we know them very very well..

 

PH went bust last year following the spectacular ruling against brighthouse a few years previous of having to pay consumers they scammed some £14.7M back.

 

i would not believe a word anyone claims about the supposed debt they own now from the above.

they'll be zero real records, rumours have it in the months before the final fold of BH, they employed a fleet of industrial shredding firms to tour the country destroying everything they could before the FCA ruled against them.

 

id not stress about this.

perfect homes/brighthouse 

 

were you parchance around that time involved with stepchange or payplan debt management firms and paying small token payments via a DMP? across all your debts?

 

 

dx

 

[dx100uk]

IMHO yes

unless you ever get a letter of claim.

 

dx