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Zurich refusing to pay Contents insurance claim


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Fitted kitchens do normally come under Buildings Insurance.

 

Who Insures the building ?

 

If you are leaseholder and have fitted a kitchen which the freeholder does not Insure, then go back to the Contents Insurers with proof. Sometimes, Contents Insurers will pay out for some items that may normally come under Buildings Insurance, as it is possible as a leaseholder to include fitted items like kitchens and bathrooms under a Contents Insurance. But some Contents Insurers requires the Insurance policy to be updated to include fittings and an extra premium paid.

 

 

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Unfortunately the Zurich Contents policy is standard across the whole Insurance industry from what I have seen, so you are very unlikely to get anywhere arguing for different treatment.  Kitchens and bathrooms come under Buildings Insurance.

 

 

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