old lloyds o/d with Link Financial and Moorcroft now, can I CCA both Link and Moorcroft?

[schwetta]

Hi, I have an old defaulted o/d with lloyds. It's dropped off credit report now, I am making £2 payment towards Moorcroft, last payment Aug 22. 

Lloyds have assigned all of its respective rights, title and interest in respect of this account to "LC Asset 2", Link Financial Asset is now the Master asset manager of this account, and Moorcroft continues to manage this account on behalf of "LC Asset 2". Lots of legalese here (attached a copy of their letter to this thread).

 

Found this article which explains somewhat how convoluted all this is:

 

LC Asset 2 SARL on bank account - What What Is It? 2022

MONEYNERD.CO.UK

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Have you noticed LC Asset 2 SARL on bank account statements? We explain more about these confusing transactions and what you can do after seeing this money come out.

 

Should I still SAR Lloyds, and CCA both Link Financial and Moorcroft on this?

 

CAN I even CCA given this was originally an o/d... but then it HAS been sold on.

 

Would greatly appreciate your input on this…

 

Thanks in advance for your time on this!!

 

 

Lloyds OD £2,454
Last Payment: £2 on Aug 22 to Moorcroft 
Original Lender – Lloyds Bank (Was Lloyds Tsb) 
Account Type – Current Account (Overdraft)
Status – Defaulted 12 Jun 2012
Account Start Date – Dec 2008

 

 

 

 

of course, dx you did mention to just stop paying and see who wakes up to chase me...

 

Lloyds assignment to Link Financial.pdf

[dx100uk]

you cant CCA an OD

 

stop paying see what happens.

 

dx

 

[schwetta]

Cancelled token payment and sent through a SAR to Lloyds AND Link Financial today...

[dx100uk]

Never any point in an SAR to a debt buyer 

 

Dx

[schwetta]

ok, noted for future.

 

thanks so much for your help DX (and everyone else). I've done today what I've been sitting on for almost a decade soooo this is huge.

 

thank you  !!