Police car, hit and run!

[stu007]

Hi

 

I am also a Motability customer and have been like yourself for years.

 

I can understand your concern about not contacting Motability when this happened but you really should have notified then of this irrespective because not doing so and Motability find out later they can put a stop to you being able to apply for a Motability vehicle.

 

As for the Police Officer in that Police Car not knowing they hit another car and drove away what a load of rubbish they would have been fully aware of this and was that Police Office wearing a Body Worn Camera and was the Police Vehicle fitted with a Dash Camera I would be asking that Police Force involved these questions and asking for copies of the Footage on the incident.

 

As for you thinking you will be left without a courtesy car when the Motability Car is in for repair you need to speak to RSA and insist that the Police Insurer provide you as a Motability Customer with a Courtesy Car that meets your requirements when you Motability Car is in for repair and that the Police Insurers are aware they are paying for this and that your want clarification from RSA there will be no excess for you to pay and that this will not increase your premiums as this accident was the fault of the Police Service who hit your car and drove off.

 

RSA are really good with Motability Customers so please do not be afraid to ask them anything they are there to help and if you fell they are not then you contact the person dealing with this case at Motability and let them know your concerns.

 

 

 

 

[stu007]

Hi

 

Before I continue just let me clarify for you when it comes to a Motability Vehicle with Insurance via RSA their is no such thing as a 'No Claims Bonus' with the Motability Scheme. What there is in place is after so many accidents the Motability Scheme can decide to revoke your right  to go via the Motability Scheme to get a Motability Vehicle but it would have to be some amount of accidents for that to happen.

 

This what a lot of people fail to grasp with the Motability Scheme as it is not the same as you having your own personal car that you have paid your own insurance company to insure and get a 'No Claims'. With the Motability Scheme there is no such this as a No Claims Bonus' that right goes.

 

As for your post#3

 

Its good news that this is now finally getting sorted for you and that the Police Officer involved is getting Disciplined for this sadly you may not get to know the outcome of that as it is an internal matter for the Police but they need to be careful how they deal with this as you could take it further as this Office done a Hit and Run and failed to report the matter.

 

Independent Office for Police Conduct

WWW.POLICECONDUCT.GOV.UK

 

What I don't see any mention of in your post is are the Police Force that this is involved with compensating you for the distress and hassle there Officer has caused due to there failure to report an accident that is classed as an Hit and Run as you have had to do all the chasing to get this resolved due to this Officer employed by that Police Force.

 

What conditions have you agreed to with RSA for them to let the Police Insurers deal with this?

(IMO there should be No Conditions at all as the Police were completely at fault so the Police Insurers should be paying for everything including a courtesy car that meets your needs and no mark on you RSA Insurance)

 

a Police Office doing a Hit and Run in a Marked Police Vehicle is serious but even worse is that Police Office failing to report the matter on there return to the place they were operating out of a big NO NO.

 

Just out of interest did you mention to the Police that you want copies of the Officers Body Worn Camera Footage and that of the Police Vehicle Dash Camera Footage of the Incident