RBS Mortgage shortfall CCJ/CO - how do i get it removed?

[dx100uk]

is the home jointly owned/mortgaged?

and the RBS debt in your sole name?

 

dx

 

[dx100uk]

is your current home in joint names?

 

[dx100uk]

then its a restriction k and you dont need to do anything 

it's worthless to anyone.

 

 

 

 

 

[dx100uk]

those have no bearing.

 

yours is a restriction k.

exact wording from those other threads.

you can sell yes without issue

 

on a restriction k all that (should) has to be done is the new owner writes to the restriction k owner informing them they have purchased the property . the restriction k is automatically removed when deeds are updated.

 

don't get had by convayancers that claim a restriction k must be paid...it does NOT.

 

dx

 

[dx100uk]

rbs cant stop the sale.

 

dx

 

 

 

[dx100uk]

On 31/05/2022 at 16:15, Shadwellgal said:

(11.2007) RESTRICTION: No disposition by a sole proprietor of the
registered estate (except a trust corporation) under which capital
money arises is to be registered unless authorised by an order of the
court.

35 minutes ago, Shadwellgal said:

Hi,

Any advice on how I can I force the sale of the property If the co owner does not agree to sell the property.

 

On 31/05/2022 at 19:22, Shadwellgal said:

Can the other owner stop the sale?

 

On 31/05/2022 at 17:21, Shadwellgal said:

Can anything be done to sell without the co owners permission?

 

short answer is no-  you cannot force a sale nor do it without the other owner listed on the deeds agreement and permission else yes they can prevent and stop any sale.

 

you will need to investigate the Trusts of Land and Appointment of Trustees Act 1996 and raise a court order.

 

My Spidey scene tells me there is far more behind this story than meets the eye and will poss never be resolved with appropriate legal advice , why was this issue not addressed earlier - can i guess during previous divorce proceedings? 

 

 

 

 

[dx100uk]

1 hour ago, Shadwellgal said:

When I left they changed the locks and the phone number, I havent had access to the house for over 12 years. So its all madness

immaterial.

 

without involving a specialist solicitor, at cost, you will get nowhere IMHO.

this is outside of a forum issue.

 

dx

 

[dx100uk]

well use a  search engine.

 

in my humble opinion...................

 

dx 

[dx100uk]

you can do it here.

but...you need to tell members the full story..

as again, you've just given another twist in it.

 

no good telling us drip by drip what has gone on.

 

it's like teeth pulling...............

 

dx

[dx100uk]

right another drip of information

the RBS CCJ/Rest K is as a result of a mortgage shortfall ?

 

so theres even more previous here?

you were involved in an RBS mortgage and they repo'd an old home?

but sold you short on what the property was worth for a quick sale and forced the shortfall onto you?

what about the other party in the mortgage , or was it only in your name?

 

dx

 

 

[dx100uk]

every tiny bit of info that might seen irrelevant to you might be the tipping point.

 

already there seems to be a possible problem with the sale price of the old home following repo? that created this shortfall?

any paperwork from that time?

 

dx