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PRA chasing Halifax unsecured loan - PAP


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when was your last payment 15/10/2015?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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why cant you trackback that far?

what A/C were the £1PCM payment coming from and is the info not available from that source?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

no thats not a DN.

 

what account were you paying them from

look at those bank statements online?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

they dont send court papers. they request and pay northants robocourt to raise and send them.

 

pers i'd let run.

 

although the agreement looks ok, the T&C look like a generic doc that is void of the correct address (or any address?) for your time of sign up.

 

also as said , although that is a 'record' that a default notice was sent , which in all essence is all that has to be proved , not a copy of the actual DN, it's debatable where that screen dump has come from, if its from a PRA's system, then its invalid, if comes from the OC's system (which i doubt as no banking org used access) it still doesnt say so.

 

i think you've enough to bat this away should a court claim arrive.

 

it also puzzles me why a large bank allowed the sale, when they could have crushed you and ofcourse why PRA are offering a discount and why Hoist re sold the debt.

 

dx

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 2 weeks later...

No dont invite pointless letter tennis

 

Seriously doubt theyll beat the sb deadline

They are simply after finding mugs to fund their xmas drinks bill

 

Get an sar off to the oc

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 3 weeks later...

Eh?

 

You have all the details on the halifax notice of assignment in the pra doc pdf.

 

Send them that too?

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Requesting docs is never admittance!!

Pra should be giving 60days from the loc  before requesting their favourite sols ask northants bulk to raise a claim. Cant see that happening wirhout good paperwork.

 

Dx

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 1 month later...

day you made it

 

if its SB'd send our SB letter.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

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