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Capital One - Default & Charges


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i don't think i'd bother going into the ins/outs of their debt advice or guideline and what part they play into what has happened...

but.. appeal to cap1's better nature by explaining

 

 

....you had 2 cards with them at the time of the reduced payment plan entered into date xxxx.

on date xxx you registered a default on one card, but on the other merely marked it as in an arrangement.

it has now come to pass i have landed my dream job, but the default you have registered is stopping me from attaining the post .

 

my potential employers have indicated that if i could get the default removed and have it replaced with the same arrangement marker as the other card which entered the same scheme with you at the same time, they will employ me.

 

would it be at all possible for you to do this as a gesture of goodwill allowing me to attain my dream job?

this seems such a trivial matter to upset my whole future

 

i thank you for you time 

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

still a bit puzzled really why they accepted the situation on one card and didn't default you, but did on the other, they haven't really explained what caused that .....

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 2 months later...

ceoemail.com?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 9 months later...

open

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

an option yes.

lets see where cap1 go.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 1 month later...

Have you told the fos about this issue with a default harming your future and that is why it was paid off before the expiry of the DN's 14 day warning date, if it was?

 

As for calculating the correct 8%, use our stating sheet.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I would never be using cloud or hosting sites ever for my pers financial details like this type of data. They are potentially vulnerable.

 

You would never know about the hack until your accounts were all drained.

 

Dx

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 3 weeks later...

from the date they stopped charging their interest on any penalty charge and refunded that charge, along with associated int at their rate, they should be also adding 8% simple interest upon that sum until the day they settle the claim. as you have been deprived of investing all that money elsewhere that they stole from that date going forward.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

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