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StepChange DMP +10yrs - Help please


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On 13/05/2021 at 14:47, London1971 said:

If there is nothing on your credit file. There is no way anybody can find out. It’s as simple as that.

 

1 hour ago, players4you said:

they all say the debts need to be paid off.

what debts?

whats not on your credit file they can't see ...

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Paying all of these debts off is nothing but a massive waste of your hard earned money. Why on Earth would you tell any lender about an unenforceable, untraceable debt? 


The whole point of things disappearing off your credit file is to allow you to make a fresh start. Problems that you had 6,7’8 or 10 years ago are nobody’s business.

 

 

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