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Old Halifax OD Account - Hoist rejecting settlement Settlement offers


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I had an old Halifax overdraft account that was sold to Hoist or assigned

this account is over 6 years old

 

I offered £100 to full and final partial settlement

they rejected that without advising me.

 

then I have offered a further offer although they send me a reply to a complaint saying that they would not accept anything under £600

 

what do you suggest as the debt is only just under £800

I have advised them and moorcoft that no further payments will be made to them

 

I have been in an token plan payment arrangement of £1 a month with them for some time on advise from stepchange

 

not sure what to do next

 

am a full time carer on benefit and also health conditions

 

what do they expect from me any help would be kindly appreciated.

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Stepchange want shooting!!

 

all that £1pcm had done is keep running the statute barred date to infin8ty!!!

 

stop blindly paying a powerless DCA

they are not BAILIFF s

and have

zERO legal powers on ANY debt

 

what other debts are you blindly paying??

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to Old Halifax OD Account - Hoist relecting settlement Settlement offers

bailiffs?? not without winning in court 1st and then the judge agreeing so....

and you losing is vary rare on an OD AC that is most probable YEARS old and full of old unlawful penalty fees and their interest.

 

why do you think Halifax sold it on for < 10p=£1...not a chance...

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • Andyorch changed the title to Old Halifax OD Account - Hoist rejecting settlement Settlement offers
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