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Cosidering going into £6K debt


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Hi hope you can help.

 

I am currently a property guardian which means I live in an empty property as a  type of 'live in security guard'. 

The advantage is that the licence agreement, (instead of rent agreement) each month is so low that I currently have no debts ,  but have no  savings either. 

The disadvantage is that I can be asked to move out of the property at any months given notice and there are too many constraints on my social life.

 

I therefor want to move into a rented accommodation but have calculated that this would mean I would build debt from rent and bills to the tune of £6K over the year.

I would like to ask the bank for a 2 year loan for £6K but I do not think they would consider me if the loan was to cover bills.

Please advise on best way to approach this.

 

Thanks in advance.

 

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