Cabot and halifax debt - cabot say telephone to setup a payment arrangement makes it not Stat barred?

[dx100uk]

cabot cant register a defaulted date a dca is not a creditor.

 

as for the rest if they were stupid enough to issue a court claim

we have ways of dealing with it

 

alternative whereby claimant intimates SB date=defaulted date and that has been registered months after the last payment
.
1 The Claimant's claim was issued on dd/mm/yyyy.

 2.The date last payment made was the dd/mm/yyyy 

 3.The Default Notice was issued dd/mm/yyyy and served several months after the initial breach thus the cause of action delayed by X months and the Limitations period prolonged to 6 years and X months which in effect allows the creditor to stop time running and the creditor having effective control of when a limitation period begins or even starts to run.

 4.Therefore the Defendant contends that the Claimant's claim so issued is a claim in contract and is statute barred pursuant to the provisions of section 5 of the limitation act 1980. If, which is denied, the claimant contends that the Defendant is in breach of the alleged contract, in excess of 6 years have elapsed since the date on which any true cause of action for breach accrued for the benefit of the Claimant.

 5.The Claimant's claim to be entitled to payment of £x or any other sum, or relief of any kind is denied.

 

 

[notodebt]

Thanks DX - point well put....

 

Cabot are just getting desperate but I refuse to commuicate with them ..they must realise the account is stat barred and also due to drop of credit file soon.

 

In terms of the credit file updates and the six year limitation when does this actually drop off ?  Is it the exact time after default or is there a short period after?

[dx100uk]

Defaults 6th birthday