DebtBuster/Central Capital/Independent Finance Brokers and HFC/Hamilton/Endeavour unregulated loan - PPI Reclaim - FOS say no!

[dx100uk]

all the loan statements please

[MarsieK]

Hi,  I've attached, application, agreement, welcome letter, t&cs for ppi, loan statement & closing statement.

Noticed on the loan statement, it shows borrowed amount & ppi No, but has been added to loan.

If you need anything else, let me know.

Thanks

SKM_C224e20042714140.pdf

[MarsieK]

Good morning. Just wondering if you’ve managed to look at info I sent beginning of last week. 
thanks

[dx100uk]

a careful study of the paper shows this:

 

Endeavour Personal Finance Limited. Telephone 01344356000 Customer Services Fax: 01344 356182 DX No. 121852 Bracknel13
Registered in England ,No. '2412558

Registered Office: North'Street, Winkfield, Windsor, Berkshire SL4 4TO

member althe Household International Group of Companies

 

on the PPI policy

In respect of a life insurance claim, someone on your behalf should
notify the lender of the death and send a certified copy of the death
certificate to the lender at Beneficial House, Easthampstead Road,
Bracknell. Berkshire. RG12 1NS.

 

HAMILTON ____ Insurance _policy__ _
North Street, Winkfield, Windsor, Berkshire 5L4 4TD

 

If you are not satisfied with the handling of a complaint please write to
our Chief Executive at Hamilton Insurance. North Street, Winkfield,
Windsor. SL4 4TD.

 

...........................they were in the same building.....no connection my foot Aviva/fos!!

 

 

i also suggest you delve into the directors of BFC..

 

Company Summary

Bfc Insurance (Life) Limited was set up on Thursday the 6th of October 1994. Their current partial address is Dublin 2, and the company status is Dissolved with the company closing on Friday the 1st of June 2012. The company has 6 directors who have also been the directors of 14 other Irish companies between them; 8 of which are now closed.

Company Vitals

• Company Name:Bfc Insurance (Life) Limited
• Time in Business:17 Years
• Company Number:222933
• Current Status:Dissolved (01/06/2012)
• May Trade As:Bfc Insurance Life Ltd

• Principal Activity:Financial Intermediation, Except Insurance and Pension Funding
• Partial Address:Dublin 2
• RiskWatchFINAL MEETING OF MEMBERS
  Took place on 24/02/2012

 

 

[MarsieK]

Hi.  Thanks for the information - much appreciated. 

 

Before I start compiling my letter, would you be able to give me the following guidance please:

 

1. Should I being putting this new information back to the FOS or to HSBC?  

FOS were looking for an unbroken chain of responsibility of all 3 parties involved. 

Do you think the information you gave me would suffice in demonstrating a chain between Hamilton/Aviva and EPF? 

Or are you aware of any link between Hamilton/Aviva, EPF & CT Trust? 

I have looked previously and cannot find any link between all 3. 

 

2. With reference to a previous comment (25 Apr) where you asked  who ticked the PPI box on the agreement box

-   To me it looks like a definite discrepancy between application & agreement - would you agree? 

(application showing Single Cover with Life selected, but this box is not the box that is ticked on agreement. 

Box ticked - single life, accident/sickness & unemployment). 

I feel that in all my correspondence to all parties, that if this is a discrepancy, it has never been picked up.

 

Sorry for asking for further guidance on the above, but having had so many knock back letters over the years,

I just want to get a strong letter out to them covering points that have not previously been addressed.

 

Also, are you aware of anyone in the same situation as myself that have had payouts?

 

Thanks again.