Gregory Pennington DMP charged me PPI

[Anton1888]

 

I have started to raise an online case through Resolver. When I type in Sterling Insurance, Covea magically appears. Would you advise contacting them via Resolver or by letter to Stirling? I am worried about the deadline date on the 29th August. 

 

Also, the letter template and interest wording you used? Do you have any advice? My claim is similar to yours 2001-2008 £16.88 per month. 

 

I understand that a percentage will be offered but anything is better than nothing. 

 

Also. I have all original documentation to hand. 

 

Kind Regards

[dx100uk]

forget resolver

utterly useless for PPI reclaiming.

 

do it properly FOS CQ via the FCA PPI website

 

dx

 

 

 

[conchy_joe]

Hi anton1888, Were you using GP as a debt management company ?,

If you were do you have copies of the monthly statements ?.

 

My statements showed the amounts paid to each creditor, monthly management fee and PPI.

 

Against the PPI it should show you the name of the Underwriter.

If you can't find any originals send a SAR off to GP.

Once you receive the info send the standard PPI claim letter with a spreadsheet.

 

I sent off my claim to Stirling 11th Feb' and received a reply from COVEA 14th Feb' , It contained the usual "wasn't us it was them " mantra.

 

To save a lot of writing I have attached letters , both sent and received.

Hope this helps.

 

There is one quite misleading piece on the letter from Covea 9th April.....

They say that they will have final response by 7th May and yet go on to say they have been unable to complete investigation within eight weeks.

 

I didn't reply and on 17th April they wrote saying that thay had contacted GP but had struggled to get the info needed, " and consequently, we have decided to accept your complaint, and on an ex-gratia basis refund the premiums with interest ".

 

As long as you have begun your complaint before the deadline you are ok.

 

docs.pdf

[Anton1888]

Hi Conchy_joe,

 

Your correspondence helps out a lot I will post off the proforma letter today to get the ball rolling before the deadline. 

 

Yes, I was using GP as a DMP. Absolute crooks. I still have all the statements with Sterling stated on it and all the sums. I joined in 2001 and they were sneaky to put it in the small print on the statement but only started itemising it further down the line. Even at that, they were different amounts month to month. 

 

Fingers crossed!  I have been told previously when I tried  to clam again with GP that time had lapsed to make a reclaim. But hopefully as this is my first crack at Sterling it will work. 

 

Cheers. 

[dx100uk]

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