ADCB/Moriarty PAP Letter Of Claim - Credit Card Debt

[uaenomore]

Keeping a watchful eye on this as i’ve received exactly the same as others. WIll hold off any response until I see further info here.

 

Great work as always guys!

 

[dx100uk]

On ‎17‎/‎08‎/‎2019 at 08:49, haggis01 said:

Not sure.

 

Perhaps Moriarty Law have 'bought' the debt from them...? However, as far as I am concerned, I did not have any debt with ADCB, so I don't know what it is they think they have bought!!

moriarty are solicitors , they don't and cant buy debts, but act for their clients 

[dx100uk]

what happened?

 

[haggis01]

I have not heard a 'peep' from them  ever since I submitted my PAP Letter reply form asking them to provide full details of my debt.......!

 

It is now more than 10 years since I left Dubai and so in any case, whatever debt they may claim to have found,  I think by now would most likely be Statute Barred?

[London1971]

Or they just sent out thousands of PAP letters (See all similar threads on here),  secure in the knowledge that many people will 

 

A. Be terrified into paying up

B Would have moved and not informed them of new address

C. Buried their head in the sand

D. A combination of all of the above.

 

All of the above are either easy money, or a default undefended CCJ, very low risk, high return for Moriaty et al.  People such as yourself who returned the form would be immediately discounted as it would be hugely risky and costly for them to try to enforce an unenforceable debt.

 

Looking at it from their point of view , it's clearly a very profitable venture, all for the cost of some letter headed paper and a few hundred first class stamps, probably will end up with 50 or more people blindly paying, or with a big fat CCJ.

 

 

[dx100uk]

thank you for the update.

 

dx