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First Direct ppi


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I came a cross and old ppi of £250 with Forward Trust Personal Finance in 1996.

I didnt ask for ppi and didnt realise it had been added until it was too late to do anything, and it was never discussed with me, as it was a one off payment of ppi.

 

I contacted First Direct Bank who took ownership of the above in 1996.

They have replied to my complaint today and said that while they provided the finance for the loan and their name appears on the paperwork, they didnt sell them or the associated finance so they were unable to investigate my claim that the ppi was misold. 

 

They said my loan was arranged by DFS as part of a product purchase and therefore the process of selling both the finance and any ppi was managed by DFS who then passed the paperwork on to them to arrange any finance.

If I had any concerns I should contact DFS direct.

 

Does anyone know if that is what I should do?

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go after the underwriters of the PPI

no-one else would have been regulated then anyway.

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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