Opos notice of assignment

[sonngi]

Hi I took out a loan with mini credit back in 2012 they went under in dec 2014 and in a letter to the fca states that all debt that had been transferred had to give a notice of assignment by 29/12/19.

 

I have found an email from opos on the 21/1/14 with a notice of assignment.

 

I believe under sec 136 of the law of property act 1925 that this debt is now unenforceable am I correct? 

[Andyorch]

Why do you believe it unenforceable ?...debt assignment under the LOP 1925 has no connection to the original agreement and whether its enforceable or not..

 

Andy

[sonngi]

Because a noa can fall under sec 136 of lop act as the debt has to be assigned it doesn’t have to have a connection to original agreement as the debt has to be reassigned which comes under sec 136 it’s the same with mortgages they don’t have a connection to the original agreement but still fall under this when the debt is reassigned

[dx100uk]

not heard that one before not really sure where you got it from but it smacks of FmOtL twaddle

when was the last payment you made?

 

[sonngi]

well I saw it on another forum and wanted another opinion but thanks for that

[dx100uk]

when was your last payment please?

 

[sonngi]

seagulls don’t know why it keeps powering seagulls 

[dx100uk]

we don't allow random publicity of other forums

 

LOP act is nothing to do with unenforceability under The CCA.

 

 

[sonngi]

Ok thank you

[fkofilee]

Just to add - These OPOS accounts for Minicredit dont go near court... 

Just saying... Take that as what you will..

[sonngi]

Thank you